The Global ATM Alliance
| Country/ Territory | Bank | Number of ATMs |
| Algeria | BNP Paribas | 97 |
| Aruba | Caribbean Mercantile Bank (Scotiabank) | 44 |
| Australia | Westpac (including St.George Bank, Bank ... | 3850 |
| Bahamas | Scotiabank | 57 |
What is the Global ATM Alliance?
The Global ATM Alliance is a joint venture of several major international banks that allows customers of their banks to use their automated teller machine (ATM) card or debit card at another bank within the alliance with no international ATM access fees.
Which banks are part of the Global Banking Alliance?
The banks part of this alliance are Bank of America, Barclays, BNP Paribas, Banca Nazionale del Lavoro, Deutsche Bank, Scotiabank and Westpac. Some of these banks operate standard personal bank accounts in multiple countries, too.
Which banks do not have international ATMs in Germany?
In Germany, their subsidiary Deutsche Postbank and their ATMs are not participating. Westpac, Barclays and BNP Paribas exclude none of their international ATMs. Bank of America does not have an international presence so far.
What is the Westpac Global ATM Alliance?
The Westpac Group includes a credit, debit, travel or EFTPOS card issued by Westpac, St.George, Bank of Melbourne or BankSA. However, the Westpac Global ATM Alliance only saves you money on the international ATM fee.
Is Bank of America part of the Global ATM Alliance?
The Global ATM Alliance was founded in 2002 by UK's Barclays, Australian Westpac, Canadian Scotiabank, German Deutsche Bank and American Bank of America. French BNP Paribas joined later on. The alliance combines their home market ATMs as well as those of their international subsidiaries.
Is Tangerine part of Global ATM Alliance?
Tangerine will waive the A B MABM Withdrawal Fee and Global A T MATM Alliance members will waive any surcharge fees for withdrawal transactions performed at a Scotiabank or Global A T MATM Alliance machine with your Tangerine Client Card.
Which bank has free international ATM?
Banks with no international ATM feesAspiration.Betterment.Charles Schwab.Capital One.Alliant Credit Union.First Republic Bank.Fidelity.USAA.
Does ATM work with any bank?
You generally can use your debit card to withdraw money at an ATM owned by another bank, or at an ATM owned by a third-party provider in a location such as a convenience store or restaurant. Both your bank and the owner of the ATM could charge you a fee for the transaction by deducting it from your bank balance.
What bank is Tangerine associated with?
ScotiabankTangerine Bank (operating as Tangerine) is a Canadian direct bank that is a subsidiary of Scotiabank. It offers no-fee chequing and savings accounts, Guaranteed Investment Certificates (GICs), mortgages and mutual funds (through a subsidiary).
Which ATMs to avoid in Europe?
Avoid "independent" ATMs, such as Travelex, Euronet, Moneybox, Your Cash, Cardpoint, and Cashzone. These have high fees. Note that these "independent" ATMs are often found next to bank ATMs in the hope that travelers will be too confused to notice the difference.
Which banks are international banks?
Top 5 International Banks for Worldwide BankingJPMorgan Chase & Co.Bank of America.CitiGroup.HSBC.CapitalOne.
Which bank does not charge ATM fees?
Citibank: Best brick-and-mortar bank for free domestic ATM access. LendingClub: Best bank for free domestic ATM access (tie). Axos Bank: Best bank for free domestic ATM access (tie). Consumers Credit Union: Best credit union for free domestic ATM access.
Which banks do not have international fees?
The 14 Best Checking Accounts To Avoid International ATM Withdrawal Fees Chase Bank. Ally Bank® – Interest Checking Account. Aspiration – Plus Account. Capital One 360 Checking Account. Schwab Bank High Yield Investor Checking Account. Citibank. Discover Bank. Fidelity Cash Management Account.More items...•
Can I go to a different bank to withdraw money?
You don't have to go to your own bank—any bank can accommodate a credit card cash advance. However, banks may charge a fee for this service. It's also expensive to use a credit card to get cash because most card issuers start to charge interest immediately on cash advances.
Can I withdraw money from any bank branch?
Do banks impose limit on cash withdrawal from non-home branches? Yes, banks have imposed a limit on withdrawal from non-home branch. For instance, if you have a savings account with State Bank of India, you can withdraw up to Rs 50,000 a day at a non-home branch, using the withdrawal form accompanied with the passbook.
Can I draw money from any bank?
You can also withdraw cash from any non-HDFC Bank ATM. You can withdraw up to ₹10,000 a day using an ATM card from an HDFC Bank ATM and ₹25,000 or more using a debit card (depending on the kind of card you have).
What banks are owned by BNP Paribas?
Hello Bank Belgium (owned by BNP Paribas) Hello Bank Italy (owned by BNP Paribas) Hello Bank Austria (owned by BNP Paribas) Hello Bank Czech Republic (owned by BNP Paribas) RAMS (Australia, owned by Westpac) The easiest way to find out if the bank can’t tell you, is to use a Bank of America ATM in the US. They always surcharge.
Which countries are excluded from Scotiabank?
Scotiabank ATMs in China, Colombia, Costa Rica, Haiti, Malaysia, Netherlands Antilles, Panama, Thailand, Uruguay, Venezuela are explicitly excluded from the alliance by Scotiabank. There is also a question mark behind their affiliate Maduro & Curiel’s Bank, because they themselves exclude the Netherlands Antilles ...
Does Bank of America have an international presence?
Bank of America does not have an international presence so far. Westpac & Bank of America have separate side deals with Asian banks (Westpac with DBS and CIMB; Bank of America with China Construction Bank) to ensure better coverage for their customers in Asia, these however are definately not part of the general alliance ...
Does an ATM waive foreign fees?
It basically get’s treated like an “in network” ATM transaction. Your participating bank will waive any foreign ATM fee they usually charge and the participating ATM will waive any surcharge fee it normally charges (if it does). That should work automatically, the ATM recognizes your card belongs to a participating bank.
Which banks are part of the ATM Alliance?
CHARLOTTE, N.C. -- Five of the world's largest financial institutions -- Bank of America, Barclays, Deutsche Bank, Scotiabank and Westpac -- have launched the first Global ATM Alliance to create financial services expressly for their customers who travel internationally.
How many ATMs does Bank of America have?
Bank of America has more than 12,000 ATMs in the U.S., Barclays has more than 3,000 ATMs throughout the UK, Deutsche Bank has more than 1,800 machines in Germany, Scotiabank has more than 2,100 ATMs in Canada, and Westpac has more than 1,500 machines in Australia.
What is the Westpac group global alliance?
What is the Westpac group Global ATM alliance? If you're a Westpac customer, you can save money on ATM fees when travelling overseas through the bank's international ATM alliance . Westpac is partnered with major international banks and waives the fee for overseas ATM withdrawals at 50,000 partner ATMs.
Does Westpac pay ATM fees?
If you have a card issued by a member of the Westpac Group, you won't pay any international ATM fees when you make a withdrawal from a Westpac international ATM alliance partner ATM. The Westpac Group includes a credit, debit, travel or EFTPOS card issued by Westpac, St.George, Bank of Melbourne or BankSA.
Does Westpac have an ATM?
However, the Westpac Global ATM Alliance only saves you money on the international ATM fee. The currency conversion fee of 2.5%-3% still applies to the transaction as well as the local ATM operator fee. You'll be advised of this fee at the time of the transaction at each ATM.
Another way to help you save when travelling abroad
It’s perfect if you’re travelling internationally and you want to withdraw cash without paying surcharges.
Tell me about it
Scotiabank is a founding member of the Global ATM Alliance. When you’re travelling outside of Canada, you can use the ABMs of the international banks in the Alliance, and you’ll skip the surcharge and save on access fees.
Which banks are part of the Alliance?
The banks part of this alliance are Bank of America, Barclays, BNP Paribas, Banca Nazionale del Lavoro, Deutsche Bank, Scotiabank and Westpac. Some of these banks operate standard personal bank accounts in multiple countries, too. Bank of America (United States)
How much does Wells Fargo charge for foreign withdrawals?
Foreign transaction fees by major banks range wildly, but what you do know is that fees will affect you. Wells Fargo charges a flat fee of $5 per withdrawal in a foreign country and Chase fees are $5 and 3% of the US dollar amount you withdraw.
Do debit cards have foreign transaction fees?
And many of these debit cards come with no foreign transaction fees, too.
Does Bank of America charge international ATM fees?
For example, Bank of America charges a 3% debit card international foreign transaction fee. So while Bank of America customers don;t get a standard international ATM fee, the transaction fee still applies. Do your homework and make sure you’re aware of any additional fees your bank charges that apply to international withdrawals.
