Receiving Helpdesk

what is an odp fee

by Nicola Kunze Published 3 years ago Updated 3 years ago

An Overdraft Courtesy fee (sometimes referred to as an Overdraft fee or ODP fee) of $30 may be imposed if TruStone chooses to pay overdrafts created by checks, in person withdrawals, ATM withdrawals or other electronic means, as applicable.

What is an ODP fee on my bank statement?

Overdraft Protection fee. An Overdraft Protection (ODP) fee is charged if you have Overdraft Protection on your account: - Overdraft Protection: $4 per month. - Pay-As-You-Go Overdraft Protection: $5 per transaction to a maximum of $5 per day. what is an ODP transfer?

What is ODP fee TD Canada Trust?

An Overdraft Protection (ODP) fee is charged if you have Overdraft Protection on your chequing account: Monthly Plan Overdraft Protection: $4 per month. Pay-As-You-Go Overdraft Protection: $5 per transaction to a maximum of $5 per day. Click to see full answer. In respect to this, what is TD ODP fee? Overdraft Protection fee.

What are the fees for overdraft protection?

Pay-As-You-Go Overdraft Protection: $5 per transaction to a maximum of $5 per day. The interest rate charged on both types of Overdraft Protection is 21%. >> * View details on fees and to apply to add Overdraft Protection service to your chequing account

How do I add overdraft privilege (ODP) to my account?

If you would like to add Overdraft Privilege (ODP) to your account, please contact our Service Center at 1-800-748-4302 or visit a local branch. Was this answer helpful?

What is ODP fee on bank statement?

An overdraft fee is charged when the account goes into the negative and Overdraft Privilege (ODP) is being used. ODP will pay items in the event your checking account does not have sufficient funds to cover them.

What does ODP stand for in banking?

The definition of overdraft protection (ODP) is a credit arrangement under which a bank automatically extends a short-term loan to cover an amount that exceeds the checking account balance. This arrangement ensures the item is not returned or bounced due to non-sufficient funds (NSF).

What does ODP stand for Chase?

Link a Chase savings account as an Overdraft Protection backup account to your checking account to help pay any overdraft transactions that may occur.

Why am I being charged an overdraft fee?

Overdraft fees may occur when a payment is authorized and there's not enough funds in your bank account to fully cover the transaction. Instead of declining the payment, your bank may hand over the money for the transaction and charge you a fee.

How do you avoid NSF fees?

Six Ways to Avoid NSF FeesTrack Your Expenses. One of the best ways to avoid NSF fees is to stay on top of your expenses. ... Monitor Your Checking Account Regularly. ... Link Your Checking Account to a Savings Account. ... Keep Extra Funds in Your Account. ... Set Up Bank Account Alerts. ... Switch Banks.

Is overdraft protection free?

With overdraft protection, if you use your ATM or debit card for a purchase, or write a check, but don't have sufficient funds in your account to cover the transaction, your bank will allow the transaction to go through. This protection doesn't come for free, however.

How do I get my overdraft fees back from Chase?

Get in contact with a Chase representative. If you don't have a lot of overdraft fees on your account or a long span of time passed from a previous incident, Chase will waive it. The best number for Chase to get your overdraft fees removed is 1-800-935-9935. Be sure to provide your account information.

How do I get rid of overdraft protection Chase?

Swipe up and tap "Overdraft protection," then tap "Choose account" Choose the savings account to link to your checking account and tap "Done" Read the terms and conditions, and choose your agreement. Tap "Update protection," then "Done"

How much does Chase let you overdraw your account?

With Chase Overdraft AssistSM, we won't charge an Insufficient Funds Fee if your account balance is overdrawn by $50 or less at the end of the business day. Chase Overdraft Assist does not require enrollment and comes with eligible Chase checking accounts. We won't charge for item(s) that are $5 or less.

Do banks refund overdraft fees?

To escape the cycle, it's important to understand what overdraft fees are and why you may be charged one. Then, you can do everything that you can to avoid them. In the event that you do get stuck with one, you can always ask your bank for an overdraft fee refund.

Can banks remove overdraft fees?

Banks waive overdraft fees at their discretion. There's no guarantee they will reverse an overdraft fee.

Why did I get an overdraft fee when not overdrawn?

However, banks and credit unions are allowed to charge you overdraft fees when the bank or credit union pays a check or certain recurring electronic payments that would have overdrawn your account, even if you did not opt in. Some banks may also allow you to opt-out of overdrafts for checks and other types of payments.

How much is an overdraft fee?

In 2019, the most common overdraft fee was $35, with an average of $33.36, according to a BankRate.com survey of 10 banks and thrifts in 25 large U.S. markets. 2  Credit unions tend to charge less, an average of $26, according to a 2019 NerdWallet.com study. 3  Some banks, such as online banks, do not charge overdraft fees .

How much is an overdraft protection line of credit?

Overdraft protection lines of credit can range from $250 to $5,000 and above and, of course, come with an interest rate. If a credit card is used, it should be noted that the amount is treated as a cash advance. This has no grace period and usually incurs a high interest rate, as well as a cash advance fee (usually a $10 flat fee or 5% of the advance, whichever is greater), making it a fairly expensive form of overdraft protection. A linked savings account is probably the least expensive solution, but it must hold enough money to cover the needed funds.

What is overdraft protection?

Overdraft protection, sometimes called “cash reserve checking, ” is most frequently used as a cushion for checking accounts, but it also can be applied to savings accounts. Banks have the right to reject loans or fund transfers if they fall outside the rules of the overdraft protection agreement.

Is the CFPB overdraft rule abusive?

However, in May 2019, the CFPB announced a plan to review the overdraft rule. 4  That review appears to be incomplete as of February 2020.

Can banks charge overdraft fees?

In the absence of overdraft protection, it is not uncommon for banks to charge multiple overdraft or NSF fees per day , such as when a consumer makes successive purchases without realizing that the amount in their account is insufficient to pay for the purchases.

What is an overdraft fee?

Answer: An overdraft fee is charged when the account goes into the negative and Overdraft Privilege (ODP) is being used. ODP will pay items in the event your checking account does not have sufficient funds to cover them.

What is NSF fee?

A nonsufficient funds (NSF) fee , or NSF item fee, is charged when your account is overdrawn, and the item is returned unpaid. You will be charged this NSF returned item fee if you don't have funds in your account to cover the item and have not opted into ODP, you have exceeded your transfer limits or if you have exceeded the negative $750 limit.

Refunds

Commitment to ODP is a commitment to the entire program. We expect each player accepted to an ODP pool will attend every ODP event unless an excusable conflict arises. No refunds issued will be issued and no partial payments will be accepted except in the case of a season-ending injury. LSA may require a doctor's note befor any refund is issued.

Financial Aid

LA ODP offers financial assistance to players and their families who need financial aid in order to participatte in ODP. As a non-profit organization, LSA has a limited amount of funds to finance our various programs and events.

A B C D E F G H I J K L M N O P Q R S T U V W X Y Z 1 2 3 4 5 6 7 8 9
8.3.21PHP Version3.69sRequest Duration2MBMemory UsageGET {post}Route
  • warninglog[06:11:40] LOG.warning: Creation of dynamic property Barryvdh\Debugbar\DataFormatter\QueryFormatter:...
  • warninglog[06:11:40] LOG.warning: Creation of dynamic property Barryvdh\Debugbar\DataFormatter\QueryFormatter:...
  • warninglog[06:11:40] LOG.warning: Callables of the form ["Swift_SmtpTransport", "Swift_Transport_EsmtpTranspor...
  • warninglog[06:11:40] LOG.warning: Creation of dynamic property Barryvdh\Debugbar\DataFormatter\SimpleFormatter...
  • warninglog[06:11:40] LOG.warning: Creation of dynamic property Barryvdh\Debugbar\DataFormatter\SimpleFormatter...
  • warninglog[06:11:40] LOG.warning: json_decode(): Passing null to parameter #1 ($json) of type string is deprec...
  • warninglog[06:11:40] LOG.warning: json_decode(): Passing null to parameter #1 ($json) of type string is deprec...
  • warninglog[06:11:40] LOG.warning: json_decode(): Passing null to parameter #1 ($json) of type string is deprec...
  • warninglog[06:11:40] LOG.warning: json_decode(): Passing null to parameter #1 ($json) of type string is deprec...
  • warninglog[06:11:40] LOG.warning: json_decode(): Passing null to parameter #1 ($json) of type string is deprec...
  • warninglog[06:11:40] LOG.warning: json_decode(): Passing null to parameter #1 ($json) of type string is deprec...
  • warninglog[06:11:40] LOG.warning: json_decode(): Passing null to parameter #1 ($json) of type string is deprec...
  • warninglog[06:11:40] LOG.warning: json_decode(): Passing null to parameter #1 ($json) of type string is deprec...
  • warninglog[06:11:40] LOG.warning: mt_rand(): Passing null to parameter #2 ($max) of type int is deprecated in ...
  • Booting (10.83ms)
  • Application (3.68s)
  • 1 x Application (99.7%)
    3.68s
    1 x Booting (0.29%)
    10.83ms
    7 templates were rendered
    • themes.DevBlog.content.post (resources/views/themes/DevBlog/content/post.blade.php)34blade
      Params
      0
      post
      1
      postContent
      2
      author
      3
      updated_at
      4
      bing_rich_snippet_text
      5
      bing_rich_snippet_link
      6
      bing_related_keywords
      7
      google_related_keywords
      8
      bing_news_title
      9
      bing_news_description
      10
      bing_videos
      11
      bing_images
      12
      bing_search_result_title
      13
      bing_search_result_description
      14
      bing_search_result_url
      15
      bing_paa_questions
      16
      bing_paa_answers
      17
      bing_slider_faq_questions
      18
      bing_slider_faq_answers
      19
      bing_pop_faq_questions
      20
      bing_pop_faq_answers
      21
      bing_tab_faq_questions
      22
      bing_tab_faq_answers
      23
      google_faq_questions
      24
      google_faq_answers
      25
      google_rich_snippet
      26
      google_search_result
      27
      indexedArray
      28
      total_images
      29
      total_videos
      30
      settings
      31
      url_current
      32
      menus
      33
      sidebar
    • themes.DevBlog.layouts.master (resources/views/themes/DevBlog/layouts/master.blade.php)41blade
      Params
      0
      __env
      1
      app
      2
      errors
      3
      post
      4
      postContent
      5
      author
      6
      updated_at
      7
      bing_rich_snippet_text
      8
      bing_rich_snippet_link
      9
      bing_related_keywords
      10
      google_related_keywords
      11
      bing_news_title
      12
      bing_news_description
      13
      bing_videos
      14
      bing_images
      15
      bing_search_result_title
      16
      bing_search_result_description
      17
      bing_search_result_url
      18
      bing_paa_questions
      19
      bing_paa_answers
      20
      bing_slider_faq_questions
      21
      bing_slider_faq_answers
      22
      bing_pop_faq_questions
      23
      bing_pop_faq_answers
      24
      bing_tab_faq_questions
      25
      bing_tab_faq_answers
      26
      google_faq_questions
      27
      google_faq_answers
      28
      google_rich_snippet
      29
      google_search_result
      30
      indexedArray
      31
      total_images
      32
      total_videos
      33
      settings
      34
      url_current
      35
      menus
      36
      sidebar
      37
      i
      38
      __currentLoopData
      39
      loop
      40
      item
    • themes.DevBlog.panels.head (resources/views/themes/DevBlog/panels/head.blade.php)41blade
      Params
      0
      __env
      1
      app
      2
      errors
      3
      post
      4
      postContent
      5
      author
      6
      updated_at
      7
      bing_rich_snippet_text
      8
      bing_rich_snippet_link
      9
      bing_related_keywords
      10
      google_related_keywords
      11
      bing_news_title
      12
      bing_news_description
      13
      bing_videos
      14
      bing_images
      15
      bing_search_result_title
      16
      bing_search_result_description
      17
      bing_search_result_url
      18
      bing_paa_questions
      19
      bing_paa_answers
      20
      bing_slider_faq_questions
      21
      bing_slider_faq_answers
      22
      bing_pop_faq_questions
      23
      bing_pop_faq_answers
      24
      bing_tab_faq_questions
      25
      bing_tab_faq_answers
      26
      google_faq_questions
      27
      google_faq_answers
      28
      google_rich_snippet
      29
      google_search_result
      30
      indexedArray
      31
      total_images
      32
      total_videos
      33
      settings
      34
      url_current
      35
      menus
      36
      sidebar
      37
      i
      38
      __currentLoopData
      39
      loop
      40
      item
    • themes.DevBlog.panels.header (resources/views/themes/DevBlog/panels/header.blade.php)41blade
      Params
      0
      __env
      1
      app
      2
      errors
      3
      post
      4
      postContent
      5
      author
      6
      updated_at
      7
      bing_rich_snippet_text
      8
      bing_rich_snippet_link
      9
      bing_related_keywords
      10
      google_related_keywords
      11
      bing_news_title
      12
      bing_news_description
      13
      bing_videos
      14
      bing_images
      15
      bing_search_result_title
      16
      bing_search_result_description
      17
      bing_search_result_url
      18
      bing_paa_questions
      19
      bing_paa_answers
      20
      bing_slider_faq_questions
      21
      bing_slider_faq_answers
      22
      bing_pop_faq_questions
      23
      bing_pop_faq_answers
      24
      bing_tab_faq_questions
      25
      bing_tab_faq_answers
      26
      google_faq_questions
      27
      google_faq_answers
      28
      google_rich_snippet
      29
      google_search_result
      30
      indexedArray
      31
      total_images
      32
      total_videos
      33
      settings
      34
      url_current
      35
      menus
      36
      sidebar
      37
      i
      38
      __currentLoopData
      39
      loop
      40
      item
    • themes.DevBlog.panels.navbar (resources/views/themes/DevBlog/panels/navbar.blade.php)41blade
      Params
      0
      __env
      1
      app
      2
      errors
      3
      post
      4
      postContent
      5
      author
      6
      updated_at
      7
      bing_rich_snippet_text
      8
      bing_rich_snippet_link
      9
      bing_related_keywords
      10
      google_related_keywords
      11
      bing_news_title
      12
      bing_news_description
      13
      bing_videos
      14
      bing_images
      15
      bing_search_result_title
      16
      bing_search_result_description
      17
      bing_search_result_url
      18
      bing_paa_questions
      19
      bing_paa_answers
      20
      bing_slider_faq_questions
      21
      bing_slider_faq_answers
      22
      bing_pop_faq_questions
      23
      bing_pop_faq_answers
      24
      bing_tab_faq_questions
      25
      bing_tab_faq_answers
      26
      google_faq_questions
      27
      google_faq_answers
      28
      google_rich_snippet
      29
      google_search_result
      30
      indexedArray
      31
      total_images
      32
      total_videos
      33
      settings
      34
      url_current
      35
      menus
      36
      sidebar
      37
      i
      38
      __currentLoopData
      39
      loop
      40
      item
    • themes.DevBlog.panels.footer (resources/views/themes/DevBlog/panels/footer.blade.php)41blade
      Params
      0
      __env
      1
      app
      2
      errors
      3
      post
      4
      postContent
      5
      author
      6
      updated_at
      7
      bing_rich_snippet_text
      8
      bing_rich_snippet_link
      9
      bing_related_keywords
      10
      google_related_keywords
      11
      bing_news_title
      12
      bing_news_description
      13
      bing_videos
      14
      bing_images
      15
      bing_search_result_title
      16
      bing_search_result_description
      17
      bing_search_result_url
      18
      bing_paa_questions
      19
      bing_paa_answers
      20
      bing_slider_faq_questions
      21
      bing_slider_faq_answers
      22
      bing_pop_faq_questions
      23
      bing_pop_faq_answers
      24
      bing_tab_faq_questions
      25
      bing_tab_faq_answers
      26
      google_faq_questions
      27
      google_faq_answers
      28
      google_rich_snippet
      29
      google_search_result
      30
      indexedArray
      31
      total_images
      32
      total_videos
      33
      settings
      34
      url_current
      35
      menus
      36
      sidebar
      37
      i
      38
      __currentLoopData
      39
      loop
      40
      item
    • themes.DevBlog.panels.scripts (resources/views/themes/DevBlog/panels/scripts.blade.php)41blade
      Params
      0
      __env
      1
      app
      2
      errors
      3
      post
      4
      postContent
      5
      author
      6
      updated_at
      7
      bing_rich_snippet_text
      8
      bing_rich_snippet_link
      9
      bing_related_keywords
      10
      google_related_keywords
      11
      bing_news_title
      12
      bing_news_description
      13
      bing_videos
      14
      bing_images
      15
      bing_search_result_title
      16
      bing_search_result_description
      17
      bing_search_result_url
      18
      bing_paa_questions
      19
      bing_paa_answers
      20
      bing_slider_faq_questions
      21
      bing_slider_faq_answers
      22
      bing_pop_faq_questions
      23
      bing_pop_faq_answers
      24
      bing_tab_faq_questions
      25
      bing_tab_faq_answers
      26
      google_faq_questions
      27
      google_faq_answers
      28
      google_rich_snippet
      29
      google_search_result
      30
      indexedArray
      31
      total_images
      32
      total_videos
      33
      settings
      34
      url_current
      35
      menus
      36
      sidebar
      37
      i
      38
      __currentLoopData
      39
      loop
      40
      item
    uri
    GET {post}
    middleware
    web, checkdate
    as
    post.show
    controller
    App\Http\Controllers\Frontend\json_data\PostController@show
    namespace
    where
    file
    app/Http/Controllers/Frontend/json_data/PostController.php:18-166
    7 statements were executed3.66s
    • select * from `posts` where `published_at` <= '2025-07-08 06:11:40' and `slug` = 'what-is-an-odp-fee' and `posts`.`deleted_at` is null limit 1
      3.01ms/app/Providers/RouteServiceProvider.php:54receivinghelpdeskask
      Metadata
      Bindings
      • 0. 2025-07-08 06:11:40
      • 1. what-is-an-odp-fee
      Backtrace
      • 15. /app/Providers/RouteServiceProvider.php:54
      • 18. /vendor/laravel/framework/src/Illuminate/Routing/Router.php:842
      • 19. Route binding:39
      • 20. /vendor/laravel/framework/src/Illuminate/Pipeline/Pipeline.php:167
      • 21. /vendor/laravel/framework/src/Illuminate/Foundation/Http/Middleware/VerifyCsrfToken.php:78
    • select * from `json_post_contents` where `json_post_contents`.`post_id` = 169733 and `json_post_contents`.`post_id` is not null and `rewrite_id` = 0
      7.09msmiddleware::checkdate:30receivinghelpdeskask
      Metadata
      Bindings
      • 0. 169733
      • 1. 0
      Backtrace
      • 19. middleware::checkdate:30
      • 20. /vendor/laravel/framework/src/Illuminate/Pipeline/Pipeline.php:167
      • 21. /vendor/laravel/jetstream/src/Http/Middleware/ShareInertiaData.php:61
      • 22. /vendor/laravel/framework/src/Illuminate/Pipeline/Pipeline.php:167
      • 23. /vendor/laravel/framework/src/Illuminate/Routing/Middleware/SubstituteBindings.php:50
    • select * from `nova_menu_menus` where `slug` = 'header' limit 1
      590μs/vendor/outl1ne/nova-menu-builder/src/helpers.php:32receivinghelpdeskask
      Metadata
      Bindings
      • 0. header
      Backtrace
      • 15. /vendor/outl1ne/nova-menu-builder/src/helpers.php:32
      • 17. /vendor/laravel/framework/src/Illuminate/Routing/Controller.php:54
      • 18. /vendor/laravel/framework/src/Illuminate/Routing/ControllerDispatcher.php:45
      • 19. /vendor/laravel/framework/src/Illuminate/Routing/Route.php:261
      • 20. /vendor/laravel/framework/src/Illuminate/Routing/Route.php:205
    • select * from `nova_menu_menu_items` where `nova_menu_menu_items`.`menu_id` = 1 and `nova_menu_menu_items`.`menu_id` is not null and `parent_id` is null order by `parent_id` asc, `order` asc, `name` asc
      350μs/vendor/outl1ne/nova-menu-builder/src/Models/Menu.php:35receivinghelpdeskask
      Metadata
      Bindings
      • 0. 1
      Backtrace
      • 19. /vendor/outl1ne/nova-menu-builder/src/Models/Menu.php:35
      • 20. /vendor/outl1ne/nova-menu-builder/src/helpers.php:33
      • 22. /vendor/laravel/framework/src/Illuminate/Routing/Controller.php:54
      • 23. /vendor/laravel/framework/src/Illuminate/Routing/ControllerDispatcher.php:45
      • 24. /vendor/laravel/framework/src/Illuminate/Routing/Route.php:261
    • select * from `nova_menu_menu_items` where `nova_menu_menu_items`.`parent_id` in (1) order by `order` asc
      290μs/vendor/outl1ne/nova-menu-builder/src/Models/Menu.php:35receivinghelpdeskask
      Metadata
      Backtrace
      • 24. /vendor/outl1ne/nova-menu-builder/src/Models/Menu.php:35
      • 25. /vendor/outl1ne/nova-menu-builder/src/helpers.php:33
      • 27. /vendor/laravel/framework/src/Illuminate/Routing/Controller.php:54
      • 28. /vendor/laravel/framework/src/Illuminate/Routing/ControllerDispatcher.php:45
      • 29. /vendor/laravel/framework/src/Illuminate/Routing/Route.php:261
    • select `id`, `post_title`, `slug` from `posts` where `status` = 'publish' and `posts`.`deleted_at` is null order by RAND() limit 10
      3.65s/app/View/Composers/SidebarView.php:22receivinghelpdeskask
      Metadata
      Bindings
      • 0. publish
      Backtrace
      • 14. /app/View/Composers/SidebarView.php:22
      • 15. /app/View/Composers/SidebarView.php:12
      • 16. /vendor/laravel/framework/src/Illuminate/View/Concerns/ManagesEvents.php:124
      • 17. /vendor/laravel/framework/src/Illuminate/View/Concerns/ManagesEvents.php:162
      • 20. /vendor/laravel/framework/src/Illuminate/View/Concerns/ManagesEvents.php:177
    • select * from `fake_users` where `fake_users`.`id` = 18063 limit 1
      800μsview::2dd102cf0462e89a4d4d8bc77355d767652bf9aa:15receivinghelpdeskask
      Metadata
      Bindings
      • 0. 18063
      Backtrace
      • 21. view::2dd102cf0462e89a4d4d8bc77355d767652bf9aa:15
      • 23. /vendor/laravel/framework/src/Illuminate/Filesystem/Filesystem.php:108
      • 24. /vendor/laravel/framework/src/Illuminate/View/Engines/PhpEngine.php:58
      • 25. /vendor/livewire/livewire/src/ComponentConcerns/RendersLivewireComponents.php:69
      • 26. /vendor/laravel/framework/src/Illuminate/View/Engines/CompilerEngine.php:61
    App\Models\FakeUser
    1
    Outl1ne\MenuBuilder\Models\MenuItem
    1
    Outl1ne\MenuBuilder\Models\Menu
    1
    App\Models\JsonPostContent
    1
    App\Models\Post
    11
        _token
        F899WMa83lvoxztofzDf1KODEkbuTfBwrC61I9xK
        _previous
        array:1 [ "url" => "https://receivinghelpdesk.com/ask/what-is-an-odp-fee" ]
        _flash
        array:2 [ "old" => [] "new" => [] ]
        PHPDEBUGBAR_STACK_DATA
        []
        path_info
        /what-is-an-odp-fee
        status_code
        200
        
        status_text
        OK
        format
        html
        content_type
        text/html; charset=UTF-8
        request_query
        []
        
        request_request
        []
        
        request_headers
        0 of 0
        array:25 [ "cookie" => array:1 [ 0 => "XSRF-TOKEN=eyJpdiI6ImY3cXRXcWgwV211cTZqVkFIQWoxSkE9PSIsInZhbHVlIjoieFg1eFZlRWorRzNCRmdyQTVYdC9lbFB6blFCcHQ1Y2FtZ0dFWjdtcy9xV1AxWXFVaXpBa25mcy94N3NTVmF5VnFMQ3VYOWNDMDd3dSt6WitRdEdFQVJLUUFrTEl5RDVmUXVPeS9vS0VFUFVZd2E4M3VrN2E0NGZ4N1E0YnN6RzYiLCJtYWMiOiIxOWQxNjZiYWJmOGFiNmQ1NWU1ZTdiZTU2NTMxNzg0NmJkNDQ3MDlmN2FjNTJkMWViN2U2NjIzOTE1ZDk4MGQ5IiwidGFnIjoiIn0%3D; askhelpdesk_session=eyJpdiI6IkZFUDc2NzBJNlh0MlFBdEdHeW1SUEE9PSIsInZhbHVlIjoiSlZubzBKcGp6MkVwdzFIOFlMTmxwMjFaQjJZZlFWb2dFSEFJYTlpYllnKzlEcGEzQVVGVDUrRFBGZUFqaEZ5MGJDN3VBQUxLZlp2QnRtSmlrUlE2Q1FNSXhiUnFZVWNZTG5DeHN5aDR5OVZkZzRkcXlpR011WERiajhPK3ZhZVkiLCJtYWMiOiI3NTVmMzgxNWU3MGQwOTBiM2NjMTQzOWQ1ZGZkM2EzNzRmZGFhZDcwMzNkOWQ5NDc0NzI2MzdjMzE3YWZjYjQ4IiwidGFnIjoiIn0%3D; _pk_id.64.7c30=e3f51ae05610b513.1751935300.; _pk_ses.64.7c30=1XSRF-TOKEN=eyJpdiI6ImY3cXRXcWgwV211cTZqVkFIQWoxSkE9PSIsInZhbHVlIjoieFg1eFZlRWorRzNCRmdyQTVYdC9lbFB6blFCcHQ1Y2FtZ0dFWjdtcy9xV1AxWXFVaXpBa25mcy94N3NTVmF5VnFMQ3VYO" ] "cf-ipcountry" => array:1 [ 0 => "US" ] "cf-connecting-ip" => array:1 [ 0 => "216.73.216.232" ] "cdn-loop" => array:1 [ 0 => "cloudflare; loops=1" ] "sec-fetch-mode" => array:1 [ 0 => "navigate" ] "sec-fetch-site" => array:1 [ 0 => "none" ] "accept" => array:1 [ 0 => "text/html,application/xhtml+xml,application/xml;q=0.9,image/avif,image/webp,image/apng,*/*;q=0.8,application/signed-exchange;v=b3;q=0.7" ] "user-agent" => array:1 [ 0 => "Mozilla/5.0 AppleWebKit/537.36 (KHTML, like Gecko; compatible; ClaudeBot/1.0; +claudebot@anthropic.com)" ] "upgrade-insecure-requests" => array:1 [ 0 => "1" ] "sec-ch-ua-platform" => array:1 [ 0 => ""Windows"" ] "sec-ch-ua-mobile" => array:1 [ 0 => "?0" ] "sec-ch-ua" => array:1 [ 0 => ""Chromium";v="130", "HeadlessChrome";v="130", "Not?A_Brand";v="99"" ] "cache-control" => array:1 [ 0 => "no-cache" ] "pragma" => array:1 [ 0 => "no-cache" ] "accept-encoding" => array:1 [ 0 => "gzip, br" ] "cf-ray" => array:1 [ 0 => "95bb898a0f8baab0-YYZ" ] "priority" => array:1 [ 0 => "u=0, i" ] "sec-fetch-dest" => array:1 [ 0 => "document" ] "sec-fetch-user" => array:1 [ 0 => "?1" ] "cf-visitor" => array:1 [ 0 => "{"scheme":"https"}" ] "connection" => array:1 [ 0 => "close" ] "x-forwarded-proto" => array:1 [ 0 => "https" ] "x-forwarded-for" => array:1 [ 0 => "216.73.216.232, 172.70.80.190" ] "x-server-addr" => array:1 [ 0 => "154.12.239.204" ] "host" => array:1 [ 0 => "receivinghelpdesk.com" ] ]
        request_server
        0 of 0
        array:56 [ "USER" => "runcloud" "HOME" => "/home/runcloud" "SCRIPT_NAME" => "/ask/index.php" "REQUEST_URI" => "/ask/what-is-an-odp-fee" "QUERY_STRING" => "" "REQUEST_METHOD" => "GET" "SERVER_PROTOCOL" => "HTTP/1.0" "GATEWAY_INTERFACE" => "CGI/1.1" "REDIRECT_URL" => "/ask/what-is-an-odp-fee" "REMOTE_PORT" => "45006" "SCRIPT_FILENAME" => "/home/runcloud/webapps/ReceivingHelpDesk/ask/index.php" "SERVER_ADMIN" => "you@example.com" "CONTEXT_DOCUMENT_ROOT" => "/home/runcloud/webapps/ReceivingHelpDesk/" "CONTEXT_PREFIX" => "" "REQUEST_SCHEME" => "http" "DOCUMENT_ROOT" => "/home/runcloud/webapps/ReceivingHelpDesk/" "REMOTE_ADDR" => "172.70.80.190" "SERVER_PORT" => "80" "SERVER_ADDR" => "127.0.0.1" "SERVER_NAME" => "receivinghelpdesk.com" "SERVER_SOFTWARE" => "Apache/2.4.63 (Unix) OpenSSL/1.1.1f" "SERVER_SIGNATURE" => "" "LD_LIBRARY_PATH" => "/RunCloud/Packages/apache2-rc/lib" "PATH" => "/usr/local/sbin:/usr/local/bin:/usr/sbin:/usr/bin:/sbin:/bin" "HTTP_COOKIE" => "XSRF-TOKEN=eyJpdiI6ImY3cXRXcWgwV211cTZqVkFIQWoxSkE9PSIsInZhbHVlIjoieFg1eFZlRWorRzNCRmdyQTVYdC9lbFB6blFCcHQ1Y2FtZ0dFWjdtcy9xV1AxWXFVaXpBa25mcy94N3NTVmF5VnFMQ3VYOWNDMDd3dSt6WitRdEdFQVJLUUFrTEl5RDVmUXVPeS9vS0VFUFVZd2E4M3VrN2E0NGZ4N1E0YnN6RzYiLCJtYWMiOiIxOWQxNjZiYWJmOGFiNmQ1NWU1ZTdiZTU2NTMxNzg0NmJkNDQ3MDlmN2FjNTJkMWViN2U2NjIzOTE1ZDk4MGQ5IiwidGFnIjoiIn0%3D; askhelpdesk_session=eyJpdiI6IkZFUDc2NzBJNlh0MlFBdEdHeW1SUEE9PSIsInZhbHVlIjoiSlZubzBKcGp6MkVwdzFIOFlMTmxwMjFaQjJZZlFWb2dFSEFJYTlpYllnKzlEcGEzQVVGVDUrRFBGZUFqaEZ5MGJDN3VBQUxLZlp2QnRtSmlrUlE2Q1FNSXhiUnFZVWNZTG5DeHN5aDR5OVZkZzRkcXlpR011WERiajhPK3ZhZVkiLCJtYWMiOiI3NTVmMzgxNWU3MGQwOTBiM2NjMTQzOWQ1ZGZkM2EzNzRmZGFhZDcwMzNkOWQ5NDc0NzI2MzdjMzE3YWZjYjQ4IiwidGFnIjoiIn0%3D; _pk_id.64.7c30=e3f51ae05610b513.1751935300.; _pk_ses.64.7c30=1XSRF-TOKEN=eyJpdiI6ImY3cXRXcWgwV211cTZqVkFIQWoxSkE9PSIsInZhbHVlIjoieFg1eFZlRWorRzNCRmdyQTVYdC9lbFB6blFCcHQ1Y2FtZ0dFWjdtcy9xV1AxWXFVaXpBa25mcy94N3NTVmF5VnFMQ3VYO" "HTTP_CF_IPCOUNTRY" => "US" "HTTP_CF_CONNECTING_IP" => "216.73.216.232" "HTTP_CDN_LOOP" => "cloudflare; loops=1" "HTTP_SEC_FETCH_MODE" => "navigate" "HTTP_SEC_FETCH_SITE" => "none" "HTTP_ACCEPT" => "text/html,application/xhtml+xml,application/xml;q=0.9,image/avif,image/webp,image/apng,*/*;q=0.8,application/signed-exchange;v=b3;q=0.7" "HTTP_USER_AGENT" => "Mozilla/5.0 AppleWebKit/537.36 (KHTML, like Gecko; compatible; ClaudeBot/1.0; +claudebot@anthropic.com)" "HTTP_UPGRADE_INSECURE_REQUESTS" => "1" "HTTP_SEC_CH_UA_PLATFORM" => ""Windows"" "HTTP_SEC_CH_UA_MOBILE" => "?0" "HTTP_SEC_CH_UA" => ""Chromium";v="130", "HeadlessChrome";v="130", "Not?A_Brand";v="99"" "HTTP_CACHE_CONTROL" => "no-cache" "HTTP_PRAGMA" => "no-cache" "HTTP_ACCEPT_ENCODING" => "gzip, br" "HTTP_CF_RAY" => "95bb898a0f8baab0-YYZ" "HTTP_PRIORITY" => "u=0, i" "HTTP_SEC_FETCH_DEST" => "document" "HTTP_SEC_FETCH_USER" => "?1" "HTTP_CF_VISITOR" => "{"scheme":"https"}" "HTTP_CONNECTION" => "close" "HTTP_X_FORWARDED_PROTO" => "https" "HTTP_X_FORWARDED_FOR" => "216.73.216.232, 172.70.80.190" "HTTP_X_SERVER_ADDR" => "154.12.239.204" "HTTP_HOST" => "receivinghelpdesk.com" "HTTPS" => "on" "REDIRECT_STATUS" => "200" "REDIRECT_HTTPS" => "on" "FCGI_ROLE" => "RESPONDER" "PHP_SELF" => "/ask/index.php" "REQUEST_TIME_FLOAT" => 1751935300.1923 "REQUEST_TIME" => 1751935300 ]
        request_cookies
        0 of 0
        array:4 [ "XSRF-TOKEN" => "F899WMa83lvoxztofzDf1KODEkbuTfBwrC61I9xK" "askhelpdesk_session" => "FuWEAxsIfRsRHcRw6trW1RBrrbYImmKNuKMC3Dmo" "_pk_id_64_7c30" => null "_pk_ses_64_7c30" => null ]
        response_headers
        0 of 0
        array:7 [ "content-type" => array:1 [ 0 => "text/html; charset=UTF-8" ] "cache-control" => array:1 [ 0 => "private, must-revalidate" ] "date" => array:1 [ 0 => "Tue, 08 Jul 2025 00:41:40 GMT" ] "pragma" => array:1 [ 0 => "no-cache" ] "expires" => array:1 [ 0 => -1 ] "set-cookie" => array:2 [ 0 => "XSRF-TOKEN=eyJpdiI6IlNlc24vQ1NCN3F5KzJibE4xaS9nWGc9PSIsInZhbHVlIjoiTW5jRlkrVTMxWStzZmV4aG9KWWFsT2R4Vld6L01qeVlpRTM5NzN5cVZVelpFUTZsNndkZlE3NXErZTdjbnhJaEJLRU5WVFZLSHFiOXRRa3l3OEJuS042YnduTFdaTWxJQ1RURmxtRGRoeU5BZVcrVmVhMEhmNmRxSVdnQ2VLczUiLCJtYWMiOiI5ODUwYzlkYjk5OThmNGE4NzM0MWM0YTUwNWFhNzE0OWYyMTM2MWQxYzEwMzFmMWExZTA2MDZmZDkzYjE3ZWI0IiwidGFnIjoiIn0%3D; expires=Tue, 08-Jul-2025 02:41:43 GMT; Max-Age=7200; path=/; samesite=laxXSRF-TOKEN=eyJpdiI6IlNlc24vQ1NCN3F5KzJibE4xaS9nWGc9PSIsInZhbHVlIjoiTW5jRlkrVTMxWStzZmV4aG9KWWFsT2R4Vld6L01qeVlpRTM5NzN5cVZVelpFUTZsNndkZlE3NXErZTdjbnhJaEJLRU5WV" 1 => "askhelpdesk_session=eyJpdiI6IkhkK0lhZGRhaUlVMkNTcUNIYzJLQVE9PSIsInZhbHVlIjoidkRYR3NZTUVqVGd4eUxoTVhoa2JBTEFYKy8rbGpxWUxwRkZpREVVenladGY1aTBYRm00ckFUdkt6WCtTUlRyTld1MzdRMHFDT1ZzckdoMkRKaWxaVDJXT1RqSEx2SGQ4NkpWWHRWemYza3JnWEFTQmFFQzJONElDNU1sSWxUR0YiLCJtYWMiOiJjODA4OGMwOGQxN2ViZjE2NTFiMTg0YTI0YjRjM2Y2MGY0YWFmNmE0NDYxZWQyZjk1MTI5YWMxMWE5ZDExMTJlIiwidGFnIjoiIn0%3D; expires=Tue, 08-Jul-2025 02:41:43 GMT; Max-Age=7200; path=/; httponly; samesite=laxaskhelpdesk_session=eyJpdiI6IkhkK0lhZGRhaUlVMkNTcUNIYzJLQVE9PSIsInZhbHVlIjoidkRYR3NZTUVqVGd4eUxoTVhoa2JBTEFYKy8rbGpxWUxwRkZpREVVenladGY1aTBYRm00ckFUdkt6WCtTUlRy" ] "Set-Cookie" => array:2 [ 0 => "XSRF-TOKEN=eyJpdiI6IlNlc24vQ1NCN3F5KzJibE4xaS9nWGc9PSIsInZhbHVlIjoiTW5jRlkrVTMxWStzZmV4aG9KWWFsT2R4Vld6L01qeVlpRTM5NzN5cVZVelpFUTZsNndkZlE3NXErZTdjbnhJaEJLRU5WVFZLSHFiOXRRa3l3OEJuS042YnduTFdaTWxJQ1RURmxtRGRoeU5BZVcrVmVhMEhmNmRxSVdnQ2VLczUiLCJtYWMiOiI5ODUwYzlkYjk5OThmNGE4NzM0MWM0YTUwNWFhNzE0OWYyMTM2MWQxYzEwMzFmMWExZTA2MDZmZDkzYjE3ZWI0IiwidGFnIjoiIn0%3D; expires=Tue, 08-Jul-2025 02:41:43 GMT; path=/XSRF-TOKEN=eyJpdiI6IlNlc24vQ1NCN3F5KzJibE4xaS9nWGc9PSIsInZhbHVlIjoiTW5jRlkrVTMxWStzZmV4aG9KWWFsT2R4Vld6L01qeVlpRTM5NzN5cVZVelpFUTZsNndkZlE3NXErZTdjbnhJaEJLRU5WV" 1 => "askhelpdesk_session=eyJpdiI6IkhkK0lhZGRhaUlVMkNTcUNIYzJLQVE9PSIsInZhbHVlIjoidkRYR3NZTUVqVGd4eUxoTVhoa2JBTEFYKy8rbGpxWUxwRkZpREVVenladGY1aTBYRm00ckFUdkt6WCtTUlRyTld1MzdRMHFDT1ZzckdoMkRKaWxaVDJXT1RqSEx2SGQ4NkpWWHRWemYza3JnWEFTQmFFQzJONElDNU1sSWxUR0YiLCJtYWMiOiJjODA4OGMwOGQxN2ViZjE2NTFiMTg0YTI0YjRjM2Y2MGY0YWFmNmE0NDYxZWQyZjk1MTI5YWMxMWE5ZDExMTJlIiwidGFnIjoiIn0%3D; expires=Tue, 08-Jul-2025 02:41:43 GMT; path=/; httponlyaskhelpdesk_session=eyJpdiI6IkhkK0lhZGRhaUlVMkNTcUNIYzJLQVE9PSIsInZhbHVlIjoidkRYR3NZTUVqVGd4eUxoTVhoa2JBTEFYKy8rbGpxWUxwRkZpREVVenladGY1aTBYRm00ckFUdkt6WCtTUlRy" ] ]
        session_attributes
        0 of 0
        array:4 [ "_token" => "F899WMa83lvoxztofzDf1KODEkbuTfBwrC61I9xK" "_previous" => array:1 [ "url" => "https://receivinghelpdesk.com/ask/what-is-an-odp-fee" ] "_flash" => array:2 [ "old" => [] "new" => [] ] "PHPDEBUGBAR_STACK_DATA" => [] ]