Unfortunately, Discover does not provide a specified list of eligible grocery stores. However, Aldi, Dillon's, Hy-Vee, Trader Joe's, and Whole Foods would be a list of examples of "pure" grocery markets. Big-Box Grocery Stores What isn't eligible for the 5% cashback with Discover it, unless otherwise specified, are the big-box grocery stores.
Full Answer
How much cash back can I get with discover it?
And no limit to how much we'll match. With your Discover it card, you automatically earn unlimited 1% cash back on all purchases. Earn 5% cash back at different places each quarter, when you activate. You'll still earn an unlimited 1% cash back on all other purchases – automatically.
What types of purchases are not eligible for Discover cards?
Purchases made at Gas Stations affiliated with superstores and supermarkets may not be eligible. Wholesale Clubs - Check with your Wholesale Club to make sure your Discover card is accepted. Certain Wholesale Club services, such as travel and cell phone purchases may not be eligible in this category.
Does Walmart count as a grocery store for discover 5%?
At a pure grocery store, every purchase should count at 5% (except, as has been noted, cash-over). An open question is whether Walmart stores (and Target, Meijer, etc.) will count as grocery stores for the Discover 5%.
What purchases are eligible for 5% Cashback Bonus?
Only purchases made from merchants located in the United States are eligible for 5% Cashback Bonus. In order for a purchase to qualify for the 5% Cashback Bonus Program, the transaction date must be before or on the last day of the offer or promotion. For online purchases, the transaction date from the merchant may be the date when the item ships.
What grocery stores are included in Discover cash back?
Grocery Store purchases include those made at supermarkets, meat lockers, bakeries, smaller grocery stores, and grocery delivery services. All purchases made at Walmart, Target, convenience stores, wholesale clubs, discount stores, and supercenters are not eligible.
Is Walmart considered a grocery store Discover?
Credit card networks such as American Express, Discover, Chase, Bank of America, and Visa do not consider Walmart a grocery store. Consequently, credit cardholders cannot earn grocery bonuses.
Does Kroger count as a grocery store for Discover?
Walmart and Target as counted as 'discount' stores so they will not be eligible. However, Kroger and Meijer are counted as 'supermarkets' so they will be eligible for the 5% cashback.Apr 3, 2018
Is Target considered a grocery store Discover?
The Discover card grocery store list does not include “big-box” stores such as Walmart and Target. Discount stores, convenience stores, wholesale clubs, and supercenters are not on the list, either.Feb 5, 2022
Does Discover consider Sam's Club a grocery store?
In pretty much every credit card rewards program, “club” stores like Costco and Sam's Club don't count. In fact, neither do “superstores” like Walmart Supercenter. Grocery stores are stores like Publix, Kroger, or Whole Foods that focus mainly on food.Mar 24, 2020
Can I get cash back on my Discover card at Walmart?
Walmart customers can get $20-$100 cash back per debit card transaction and can request cash back up to three times a day. Additionally, there is a $20 maximum amount cash back for checks and $120 for Discover Credit Cards. Cash back denominations at Walmart are $20, $40, $60, and $100.
Does Trader Joe's take Discover card?
Read on to learn more about which credit cards are accepted at grocery stores and grocery delivery services....What credit cards are accepted by Trader Joe's, Aldi, Whole Foods, Instacart and Amazon Fresh?Payment typeDiscoverTrader Joe's✓Aldi✓Whole Foods✓Instacart✓8 more columns•Mar 8, 2021
Does Kroger accept Discover credit cards?
We accept Mastercard, Visa®, Discover and American Express.
Does Winn Dixie take Discover card?
“The nFinanSe Discover Network program provides shoppers with value and convenience by allowing them to reload their cards every time they visit their neighborhood Winn-Dixie, and to use them wherever Discover Network is accepted,” said Winn-Dixie spokeswoman Robin Lake Miller.Nov 20, 2008
How do I get cashback from my Discover card?
It's easy to get cash at checkout! Here's howUse your Discover Card at checkout.Choose how much cash you would like to receive when prompted on the merchant terminal (up to $120 every 24 hours)Receive your cash and be on your way!
Does Costco take Discover?
Since Costco has a contract with Visa, shoppers can't use credit cards backed by the other three main networks, American Express, Mastercard or Discover, at Costco warehouses. However, you're able to pay with Mastercard and Discover cards for purchases made at Costco.com and the Costco app.
What counts as a restaurant for Discover?
Discover defines restaurants to include full service restaurants, cafes, cafeterias and fast-food locations.Feb 24, 2020
What stores are not on the Discover grocery list?
The Discover card grocery store list does not include “big-box” stores such as Walmart, Target, Sam’s Club and Costco. Discount stores, convenience stores and gas stations are not on the list, either.
How to get 5% cashback on Discover?
And to get the 5% Discover cashback bonus, you need to “activate” it every quarter. You can easily do so by logging in to your Discover account from their cashback bonus page. You can activate the new categories on the first day of the quarter. show less.
How much cash back is on Discover card?
For those who aren’t familiar with Discover’s rotating bonus categories, this is how it works: Certain Discover cards offer a 5% cash back bonus for purchases at grocery stores and other spending categories that change every quarter. The 5% cash back bonus is limited to the first $1,500 spent in a specific quarter’s categories. Purchase amounts over the limit will earn 1% cash back. Cardholders must sign up for each new category to receive the cash back bonus.
Where are Discover cards accepted?
Where is Discover card accepted? Discover cards are accepted by more than 10.4 million U.S. merchants. Outside the United States, you can use Discover cards in 185 countries and territories. But there are some noticeable gaps, including Saudi Arabia, Ukraine and Taiwan.
Does Discover accept Visa?
Even in the countries where Discover Card is accepted, you’ll still find many merchants that only accept Mastercard and Visa. That’s a big reason why Discover ranks 7th out of the 10 largest credit card companies in WalletHub’s International Travel Credit Card Report.
Can you use PayPal on Discover?
Neither are restaurant delivery purchases. PayPal purchases using tap-and- pay, virtual wallets or similar technology may not qualify, either. Each category has a bit of fine print. Be sure to read it.
Does Discover have cash back?
Cash back in categories that don’t change: Other Discover cards offer a cashback bonus in certain categories that never change. Discover it® chrome, Discover it® Student chrome and Discover it® Secured Credit Card offer 2% cash back at gas stations and restaurants (up to $1,000 spent each quarter combined), and 1% back on all other purchases.
How much cash back do you get with Discover?
With your Discover it card, you automatically earn unlimited 1% cash back on all purchases. Earn 5% cash back at different places each quarter, when you activate. You'll still earn an unlimited 1% cash back on all other purchases – automatically.
Where to pay with Amazon cashback bonus?
Pay with your Cashback Bonus at checkout at Amazon.com 3 and with PayPal 4.
Do cashback rewards expire?
No, your rewards never expire. We will credit your account with your Cashback Bonus balance if your account is closed or if you have not used it within 18 months. Redemption may not be available for 24-48 hours if your card is reported lost or stolen.
Does Discover Card give MCC?
Discover Card does not assign MCCs to merchants. Even if you make purchases at a merchant of items that appear to fit in a rewards category, the merchant may not have an assigned MCC in that rewards category. Only purchases made from merchants located in the United States are eligible for 5% Cashback Bonus.
Is Amazon a sponsor of the Smile logo?
Use Rewards at Amazon.com: For complete details on how to Pay with Cashback Bonus at Amazon.com see Amazon.com/CashbackBonus. Amazon is not a sponsor of this promotion. Amazon, the Amazon.com logo and the smile logo are trademarks of Amazon or its affiliates.
Is Discover accepted all over?
Discover is accepted all over! Discover allows me to earn cash back on my everyday purchases and I love that !! Love the customer service Discover offers too!! Great company, great credit card product!
Is there a limit to cashback?
No, there is no limit to the overall amount of Cashback Bonus you can earn, and you always earn cash back on every purchase. The 5% Cashback Bonus program does have a quarterly maximum and other special promotions may also include a cap. Hide All Show All.
What is included in the grocery stores category?
In this category, cardholders can earn bonus cash back at stand-alone grocery stores, including eligible supermarkets, bakeries, meat lockers and smaller grocery stores. Grocery delivery services also qualify.
What is included in the fitness club and gym memberships category?
This category includes membership fees and purchases at health clubs, including eligible athletic or recreation facilities. Eligible virtual and in-person fitness classes may also qualify for bonus cash back. However, you might not earn bonus cash back in this category when shopping at individual merchants and stand-alone stores within eligible health clubs.
How much cash back is available on Discover card 2022?
Ahead of the new year, Discover has released its 5% categories for the entirety of 2022. For Q1, cardholders of the Discover it Cash Back can enroll to earn 5% cash back on up to $1,500 spent in combined bonus categories on grocery stores, fitness clubs, and gym memberships from January through March. It should be effortless for most users to max out this spending threshold, as they’re conducive to everyday spending.
How much back is on Chase Freedom Flex?
If you’re interested in other cards with rotating bonus categories, the Chase Freedom Flex mentioned above offers 5% back (up to $1,500 in purchases each quarter you activate) similarly to the Discover it Cash Back, in addition to other bonus categories, including 5% on eligible travel booked through Chase Ultimate Rewards and 3% on dining at restaurants and drugstores.
Can you do a Freedom Flex purchase retroactively?
Also, you must enroll each quarter before making any transactions. Unlike with the the Chase Freedom Flex, you can’t do it retroactively after you’ve made the purchase and still earn 5% (up to $1,500 in purchases each quarter).
Is the bank advertiser responsible for the responses?
Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser’s responsibility to ensure all posts and/or questions are answered.
Can you convert cash back from Chase Sapphire Reserve?
Additionally, if you have an Ultimate Rewards-earning card such as the Chase Sapphire Reserve or the Chase Sapphire Preferred Card, you can convert cash back earned with the Freedom card into Ultimate Rewards points, making the Chase Freedom Flex a powerful companion card.
How much cash back do you get with Discover?
The earning potential doesn’t stop there. You automatically earn an unlimited 1 percent cash back on all purchases you make with your Discover it® card.
Does Discover Cashback expire?
Your Discover Cashback Bonus® never exp ires, and you can redeem it in any amount, at any time.*
Can you deposit cashback bonus to Discover?
From Cashback Bonus to Cash in the Bank. You can choose to deposit your Cashback Bonus directly in your bank account, or you can apply it as a statement credit to your next Discover credit card bill, reducing the amount you owe. Either way, you’ll have extra cash to spend!
What is the code for Walmart Target?
The Walmart/Target stores which were built from the ground up as complete grocery stores (as most are now) typically code as grocery (5411) , and thus do count as grocery for Visa/MC cards which offer extra cashback for grocery.
How does Amex break down rewards?
Amex breaks down the rewards into individual charges you just have to go to the points summary and then click on activity. It will give you a list of each card on your account including AU for each statement, if you click it. It will show you each charge and what multiplier was used.
Does cash over count as cash back?
The only thing that doesn't earn cash back is if you use the 'cash over' feature to get cash back at the register (in which case the 'cash over' part doesn't count); everything else should work.
Does merchant code count at checkout?
But generally everything should count. It goes by the merchant code at checkout not by what specific items you buy.
Is Walmart a discount store?
For Walmart and Target, that's a store-by-store issue. Typically the traditional (going back over 10 years now) Walmart/Target which was a discount store with just a couple aisles devoted to snacks and limited grocery items, those stores code as discount.
When will cashback bonuses start in 2021?
The way Cashback Bonus categories work is that you get 5% cashback starting on the first day of the mentioned quarter until the last day. For JAN-MAR 2021, that means January 1–March 31, 2020. Specifically for that category, you’ll earn 5% cashback only at grocery stores.
How much return on a $50 gift card?
Not all gift cards have a 25% return. Some are $45 Cashback Bonus for a $50 gift card, which is still over an 11% return.
What are the two categories of gift cards?
There are two categories of gift cards: traditional plastic and eCertificates (digital gift cards ). Plastic cards have to be mailed to you. You’ll receive eCertificates immediately. eCertificates can be printed out right after you purchase them.
Does Discover Deals have cashback?
Discover Deals let you earn Cashback Bonuses on top of your other Cashback Bonus es from categories. In other words, the two are independent.
Is every cashback bonus equal to every dollar?
Not every Cashback Bonus dollar is created equal. For example, you can pay for Amazon purchases using your Cashback Bonus. For Amazon, each Cashback Bonus will equal $1 to spend. A one-to-one ratio.
Do you have to activate bonus for each quarter?
It’s important to note that you’ll need to activate the bonus for each quarter before you can start taking advantage of it. You’ll have plenty of notice as each quarter bonus is announced in the previous quarter.
Can you activate the quarter bonus if you are late?
If you’re late to the party on the current quarter bonus, don’t worry. You aren’t left out. You can still activate the current quarter’s bonus. Of course, the full quarter amount of time won’t be available to spend up to the $1,500 maximum.
Dominick Evans, Member
This answer was first published on 11/26/17 and it was last updated on 06/07/21. For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Editorial and user-generated content is not provided, reviewed or endorsed by any company.
Jack Bergen, Member
This answer was first published on 12/04/17 and it was last updated on 02/19/20. For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Editorial and user-generated content is not provided, reviewed or endorsed by any company.
