Full Answer
What is the symbolic meaning of a Blue Cross?
“The Blue Cross is the ‘Cross of the Response’ that the friars commissioned to place over St. Francis’ tomb. In understanding the Blue Cross, one begins to understand the meaning of the life of St. Francis ⎯ our call to repent, our ongoing conversion to Christ. The color blue symbolizes the humanity of Jesus Christ.
Which Blue Cross plan is the best?
Blue Cross Blue Shield Bronze Plan. Here are a number of highest rated Blue Cross Blue Shield Bronze Plan pictures on internet. We identified it from trustworthy source. Its submitted by direction in the best field. We resign yourself to this nice of Blue Cross Blue Shield Bronze Plan graphic could possibly be the most trending topic following ...
What options does Blue Cross have?
There are many options for your health insurance needs through a Blue Cross Blue Shield plan, no matter your family situation or budget. Here are some of the most popular plans along with their perks. Flexible Spending Account (FSA) plans are great for families with a limited budget who still need to buy a health insurance policy.
What is the history of Blue Cross?
History. The organisation was founded on 10 May 1897 in London as Our Dumb Friends League, to care for working horses on the streets of the British capital. It opened its first animal hospital, in Victoria, London, on 15 May 1906. In 1912, the league launched The Blue Cross Fund to care for horses during the Balkan War.
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What does the Blue Cross symbol mean?
The symbol on the Blue Shield is called the rod of Asclepius. It represents the healing and medicinal arts in Greek mythology." think of the 1920s, flappers and Prohibition probably come to mind. But another important thing happened then. People started going to hospitals more often because medical care got better.
How many Blue Crosses are there?
The 34 independent and locally operated Blue Cross Blue Shield companies deliver health insurance coverage to one in three Americans across all 50 states, the District of Columbia and Puerto Rico.
Is Blue Shield and Blue Cross the same?
Blue Cross and Blue Shield merged in 1982, and since then the Blue Cross Blue Shield Association has worked to provide personalized health coverage in every state and federal territory. Now its coverage extends to nearly one-in-three Americans.
What is the purpose of Blue Shield?
Blue Shield of California, an independent member of the Blue Shield Association, is a nonprofit health plan dedicated to providing Californians with access to high-quality health care at an affordable price.
What are the 14 Anthem States?
The fourteen U.S. states served by Anthem health insurance plans include: California, Colorado, Connecticut, Georgia, Indiana, Kentucky, Maine, Missouri, Nevada, New Hampshire, New York, Ohio, Virginia, and Wisconsin.
Where was Blue Cross founded?
1929Blue Cross Blue Shield Association / Founded
How much is Blue Cross Blue Shield per month?
Blue Cross Blue Shield Insurance Plan OptionsPlan nameMonthly premiumAnnual maximum out-of-pocket costBronze B07S, Network S$435.55$6,900Silver S21S, Network S$601.53$8,000Silver S01S, Network S$721.42$7,800Gold G06S, Network S$781.54$6,3501 more row•May 21, 2022
Who is Blue Shield owned by?
Blue Shield of California Life & Health Insurance Company (Blue Shield Life) is a California corporation founded in 1954 and is licensed as a life and disability insurer. Blue Shield Life is a wholly-owned subsidiary of Blue Shield of California.
What is PPO insurance?
A type of health plan that contracts with medical providers, such as hospitals and doctors, to create a network of participating providers. You pay less if you use providers that belong to the plan's network.
Does healthy blue cover dental?
Healthy Blue dental benefits include: Child and adult emergency outpatient dental services. No required copay for emergency care in a doctor's office or hospital. Ambulatory surgical center outpatient emergency dental services with prior authorization.
Which is better PPO or HMO?
HMO plans typically have lower monthly premiums. You can also expect to pay less out of pocket. PPOs tend to have higher monthly premiums in exchange for the flexibility to use providers both in and out of network without a referral. Out-of-pocket medical costs can also run higher with a PPO plan.
Is Blue Cross Blue Shield different in each state?
Most Blue Cross Blue Shield members can rest easy since Blue Cross Blue Shield coverage opens doors in all 50 states and is accepted by over 90 percent of doctors and specialists. And if your extended travel plans take you abroad, you can ensure you have access to quality care through GeoBlue.
When was the Blue Cross formed?
It was formed in 1982 from the merger of its two namesake organizations: Blue Cross was founded in 1929 and became the Blue Cross Association in 1960, while Blue Shield emerged in 1939 and the Blue Shield Association was created in 1948. In the healthcare insurance industry, the organization is known as "The Association" and has two offices, ...
When did the Blue Cross become the symbol of the American Hospital Association?
The American Hospital Association (AHA) adopted the Blue Cross symbol in 1939 as the emblem for plans meeting certain standards. In 1960, the AHA commission was superseded by the Blue Cross Association. Blue Cross severed its ties with the AHA in 1972.
How many countries does BCBSA cover?
The BCBSA claims to control access to the Blue Cross and Blue Shield trademarks and names across the United States and in more than 170 other countries, which it then licenses to the affiliated companies for specific, exclusive geographic service areas. It has affiliated plans in all 50 states, the District of Columbia, and Puerto Rico, ...
What is BCBSA insurance?
www .bcbs .com. Blue Cross Blue Shield Association ( BCBSA) is a federation of 35 separate United States health insurance companies that provide health insurance in the United States to more than 106 million people. It was formed in 1982 from the merger of its two namesake organizations: Blue Cross was founded in 1929 and became ...
Where is the BCBSA located?
In the healthcare insurance industry, the organization is known as "The Association" and has two offices, one in Chicago and one in Washington, D.C. The main office is in Chicago in the Illinois Center at 225 North Michigan Avenue. The BCBSA claims to control access to the Blue Cross and Blue Shield trademarks and names across ...
When was the first Blue Shield plan?
In 1939 , the first official Blue Shield plan was founded in California. In 1948, the symbol was informally adopted by nine plans called the Associated Medical Care Plan, and was later renamed the National Association of Blue Shield Plans.
Where is the Blue Cross Blue Shield Association located?
Headquarters of one of the member Blues, HCSC, in Chicago. / 41.8864516; -87.6239771. / 41.8864516; -87.6239771. Blue Cross Blue Shield Association ( BCBSA) is a federation of 35 separate United States health insurance companies that provide health insurance in the United States to more than 106 million people.
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What is Blue Cross Blue Shield Global?
Blue Cross Blue Shield Global provides a full range of healthcare solutions for people who live, work and travel internationally. The Blue Cross Blue Shield Association is an association of 35 independent, locally operated Blue Cross and/or Blue Shield companies.
What is a BCBS?
Personalized Healthcare, Nationwide. Since 1929, Blue Cross Blue Shield (BCBS) companies have provided healthcare coverage to members, allowing them to live free of worry, free of fear.
How many states does Blue Cross Blue Shield cover?
We understand and answer to the needs of local communities, while providing nationwide healthcare coverage that opens doors for 110 million members in all 50 states, Washington, D.C., and Puerto Rico. Nationwide, more than 1.7 million doctors and hospitals contract with Blue Cross Blue Shield companies — more than any other insurer.
How many people are covered by Blue Cross Blue Shield?
federal employees, retirees and their families. Enrolling more than half of all U.S. federal employees, the Federal Employee Program covers roughly 5.6 million members, making it the largest single health plan group in the world. Federal Employee Program.
Who owns Blue Cross and Blue Shield?
The Association owns and manages the Blue Cross and Blue Shield trademarks and names in more than 170 countries around the world. The Association also grants licenses to independent companies to use the trademarks and names in exclusive geographic areas.
How many workers does BCBSA serve?
Our 35 BCBS companies serve more than 17 million unionized workers, retirees and their families — more than any other insurer.
What is Blue Cross Blue Shield's toll free number?
A toll-free number, 1-800-810-BLUE, that members can use to locate providers in another Blue Cross Blue Shield company's area.
What is the alpha prefix for BCBS?
The name “Affordable Care Act” refers to the final, amended version of the law. alpha prefix. The three characters preceding the subscriber identification number on BCBS member ID cards. It identifies the member's Blue Cross Blue Shield company or national account in order to properly route the claim.
What is a large group?
A large pool of individuals for which health coverage is provided by the group sponsor. A large group may be defined as more than 250, 500, 1,000, or some other number of members, depending on the managed care organization.
How long do you have to sign up for health insurance?
A time outside of the open enrollment period during which you can sign up for a health insurance plan. You generally qualify for a special enrollment period of 60 days following certain life events that changes your family status (for example, marriage or birth of a child) or loss of other health coverage.
What is an on exchange health plan?
on-exchange health plan. A health insurance plan that meets the minimum essential coverage requirements under the Affordable Care Act. On-exchange plans are offered through Blue Cross and Blue Shield of Texas; on Get Covered Texas, the Official Health Marketplace; or through a health insurance agent. If you qualify for a premium tax credit, you ...
What is a med?
A prescription drug used to treat complex health conditions. These drugs are usually given as a shot, but may be added to the skin or taken by mouth. Also, they may: 1 Require following a specific treatment plan 2 Have special handling or storage needs 3 Not be sold in retail pharmacies
What is EOB in health care?
Explanation of Benefits (EOB) An EOB is created after a claim payment has been processed by your health care plan. It explains the actions taken on a claim such as the amount that will be paid, the benefit available, discounts, reasons for denying payment and the claims appeal process.
What is CSR insurance?
cost-sharing reduction (CSR) A discount that lowers the amount you have to pay out-of-pocket for deductibles, coinsurance, and copayments. You can get this discount if your income is below a certain level and you choose an insurance plan from the Silver plan category.
What does COBRA stand for?
COBRA. This stands for Consolidated Omnibus Budget Reconciliation Act of 1985 . This federal act requires group health care plans to allow employees and covered dependents to continue their group coverage for a stated period of time following a qualifying event that causes the loss of group health coverage.
What is a catastrophic plan?
catastrophic plan. The health insurance exchange will include a catastrophic plan option. Catastrophic plans have lower premiums, but begin to pay only after you've first paid a certain amount for covered services, or just cover more expensive levels of care, like hospitalizations. Catastrophic plans are an option to consider for young adults ...
History of Blue Roses
Blue rose is one of the newest members in the rose color family, coming to existence in only as recently as 2004. Blue rose is a genetically modified cultivar species of rose plant created by scientists. Even after the continuous efforts of rose breeders and scientists, it is still very difficult to find true-blue roses.
What do blue roses mean when combined with other rose colors?
When combined with other color flowers, blue roses mean different things, such as:
Overview
Blue Cross Blue Shield Association (BCBSA) is a federation of 35 separate United States health insurance companies that provide health insurance in the United States to more than 106 million people. It was formed in 1982 from the merger of its two namesake organizations: Blue Cross was founded in 1929 and became the Blue Cross Association in 1960, while Blue Shield emerged in 1939 and the Blue Shield Association was created in 1948.
History
Blue Cross and Blue Shield developed separately, with Blue Cross providing coverage for hospital services and Blue Shield covering physicians' services.
Blue Cross is a name used by an association of health insurance plans throughout the United States. Its predecessor was developed by Justin Ford Kimball in 1929, while he was vice president of Baylor University's health care facilities in Dallas, Texas. The first plan guaranteed teachers 21 …
Current organization
Blue Cross and Blue Shield insurance companies are licensees, independent of the association and traditionally of each other, offering insurance plans within defined regions under one or both of the association's brands. Blue Cross Blue Shield insurers offer some form of health insurance coverage in every U.S. state. They also act as administrators of Medicare in many states or regions of the U.S.
Details on specific organizations
Blue Cross of Idaho and Regence Blue Shield of Idaho are separate companies and compete throughout the state.
Regence Blue Shield of Idaho announced a strategic alliance (not a merger) with Blue Cross North Carolina.
Though historically "Blue Cross" was used for hospital coverage while "Blue Shield" was used for …
Nonprofit status debate
While only some members retain nonprofit status, the ones that do have been criticized for holding excessive amounts of cash or excessive executive compensation. In 2014, BC/BS of Illinois (Health Care Service Corporation) was sued over its nonprofit status. The lawsuit was dismissed, with prejudice, and the dismissal ruling was upheld on appeal. Similar suits occurred with similar results in other states such as Oregon.
For-profit conversions
Conversions into for-profit corporations typically results in distribution of some of the assets into a charitable foundation. When Blue Cross of California was converted, it initially had no distribution, but subsequently The California Endowment and California Health Care Foundation were endowed with $3.2b. Proceeds ranged from $3.2b (California) to $1.5m (Nevada).
An exceptional case occurred in the Empire Blue Cross conversion, where the proceeds went to …
See also
• Blue Cross Canada
External links
• Official website