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what credit score do you need for a chevron gas card

by Sabryna Jaskolski Published 3 years ago Updated 3 years ago

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What credit score is needed for a gas station credit card?

The vast majority of gas-station branded credit cards will want you to have at least fair credit, which means a FICO credit score above 580, and applicants with scores above 650 will have the best approval odds.

What credit score do you need for the Chevron/Texaco Techron Advantage Card?

The Chevron/Texaco Techron Advantage Card reportedly accepts applicants with scores around 600, with the occasional report of a score in the upper 500s. Of course, your full credit profile will be used to make the decision.

Can I use my Chevron gas card at any gas station?

No, this is a co-branded gas card, which means it can only be used at Chevron and Texaco gas stations. Gas rewards credit cards that bear the Visa or MasterCard logo can be used at any station, on the other hand.

How much do you get for a gallon of gas at Chevron?

Earn 6¢ per gallon on PLUS and 8¢ per gallon on Supreme/Premium in fuel credits every time you fill up at Chevron or Texaco gas stations through 9/30/2022. After 9/30/2021 continue earning 3¢ per gallon on all fuel grades. Convenient 24/7 Cash Access. Enjoy exclusive cardholder savings throughout the year.

What should your credit score be to get a gas card?

You'll need a 640 credit score or higher for most gas cards. That's fair credit or better. At this credit level, you may qualify for gas cards from specific stations such as the Phillips 66 Credit Card or the ExxonMobil Gas Card.

What bank issues Chevron credit card?

Synchrony BankCHEVRON, the Chevron hallmark, TEXACO, the Star T logo, CALTEX and TECHRON are registered trademarks of Chevron Intellectual Property LLC. The Visa card is issued by Synchrony Bank pursuant to a license from Visa U.S.A. Inc.

What is the easiest gas card to get?

Here are some of the best easy approval gas credit cards:Discover it® Secured Credit Card: $0 annual fee. ... Credit One Bank® Platinum Visa® for Rebuilding Credit: Annual fee of $75 intro 1st yr, $99 after. ... Walmart® Store Card: $0 annual fee. ... Shell Gas Card: $0 annual fee. ... Chevron and Texaco Gas Card: $0 annual fee.More items...

Do you have to have good credit for a gas card?

The best gas credit cards that let you earn rewards are typically geared to consumers with good or excellent credit, while consumers with only fair credit (580 to 669) or poor credit (579 or below) may only be able to qualify for rewards credit cards for bad credit or a store brand gas card.

Is it hard to get a Chevron gas card?

The Chevron gas card requires “Fair” credit for approval, which generally means a score of at least 620. However, a fair credit score won't always be sufficient. There are other variables that may play a role in the decision, such as your income and debt obligations.

What credit score is needed for an Exxon credit card?

You need to have fair credit or better (a credit score of 640+) for good odds of approval for the ExxonMobil Gas Card. Also remember that an application will result in a hard pull on your credit, lowering your score for a short period of time.

Can a gas card build credit?

Gas cards can help build your credit score. Retail cards, like gas cards, typically approve consumers with lower credit scores and report to the credit bureaus so that cardholders who pay as agreed can build a positive credit history.

What credit score do you need to get a Walmart credit card?

640+Here's what you need to know about the Walmart Credit Card credit score: Both the Walmart Credit Card and the Walmart® Store Card require fair credit for approval. That means a score of 640+. The Walmart Credit Card can be used anywhere Mastercard is accepted.

Is it hard to get a BP gas card?

The minimum BP Gas Card credit score requirement is 640+. This means that you need to have at least fair credit to get this card. In addition to a fair credit score, the issuer will also take various other factors into account while considering your application.

Is a gas card like a credit card?

A gas credit card is a type of credit card – which is different from a prepaid card – issued by a gas station. Using a gas credit card, you can pay for gas at the pump while taking advantage of discounts and perks offered by the card issuer.

Where can I use my Chevron and Texaco Gas Card?

You can use your Chevron and Texaco Gas Card at Chevron and Texaco gas stations for fuel and retail purchases. If you have the Chevron and Texaco V...

What's the Chevron and Texaco Gas Card credit score requirement?

The Chevron gas card requires “Fair” credit for approval, which generally means a score of at least 620. However, a fair credit score won't always...

Will my Premium credit card work inside the store?

Yes, it will work inside the store as well as at the pump at Chevron and Texaco locations. Let us know if you have any other questions!

What's the Chevron and Texaco Gas Card payment address?

The Chevron and Texaco Gas Card 's payment address is: Synchrony Bank Attn: Chevron and Texaco Card Services P.O. Box 530950 Atlanta, GA 30353-095...

When does the Chevron Gas Card report to the credit bureaus?

The Chevron and Texaco Gas Card reports to the credit bureaus monthly, within days after the end of a cardholder's monthly billing period. Chevr...

Can you get approved for the Chevron Gas Card after bankruptcy?

Yes, getting approved for the Chevron and Texaco Gas Card after a discharged bankruptcy is possible. The issuer won't deny an application just be...

How long does it take to get approved for the Chevron and Texaco Gas Card?

Chevron Gas card applicants usually get a decision instantly. When that's not the case, it can take up to one week.

Can I use this card at Discount Tire?

If you qualified for the Chevron Visa card you can. Otherwise you get a card you can only use at Chevron and Texaco stations.

What credit score do you need to get a Chevron gas card?

The Chevron gas card requires “Fair” credit for approval, which generally means a score of at least 620. However, a fair credit score won’t always be sufficient. There are other variables that may play a role in the decision, such as your income and debt obligations.

How much is the Chevron gas card bonus?

That first 60 day bonus for the Chevron Texaco Gas Card is a pretty great bonus up to $300 points but after that the card sadly become substandard. They offer bonuses very rarely and only every so often when they should have some sort of deal just lesser than the initial bonus.

Can you use a Chevron gas card at a gas station?

The Chevron and Texaco Gas Card offers the convenience of being able to pay at the pump and nothing more. It’s a store card that can be used only at Chevron and Texaco gas stations, and has no benefits beyond the first 60 days of using the card.

Frankie Solomon, WalletHub Analyst

This answer was first published on 01/22/19 and it was last updated on 12/22/20. For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Editorial and user-generated content is not provided, reviewed or endorsed by any company.

People also ask

Just about all gas station credit cards can be gas credit cards with instant approval. When you can apply online, it’s almost always possible to receive instant approval (or denial). But issuers never guarantee an instant decision. You’re likely to receive one if you apply for one of the easiest gas cards to get.

Most helpful positive review

Applied today. Instant approval for the Chevron/Texaco Visa Card. $2,500 CL. My biggest credit limit so far!

Most helpful negative review

I lost everything in hurricane harvey. My home, my belongings, and everything I owned. I struggled to keep my card with a zero balance because I knew I would have it rough trying to recover. I called chevron card and asked if my card was ok as I just got a new one mailed out. They said it was fine with a zero balance.

All member reviews (28)

I owned this car in less than a month and have had 4 security blocks when trying to make transactions at gas stations. I travel alot and try to use the card almost everywhere. Worst part is that there isn't a feature like most banks that text you, call you, or send you a notification via app to confirm it is you.

How to cancel Chevron credit card?

You can cancel your Chevron and Texaco Credit Card by calling 1-866-243-8766 or the number on the back of your card. Keep in mind, though, that cancelling a credit card might negatively affect your credit score. It’s best to just leave it open and unused. show more….

Is the gas card good?

The card seems pretty good for people who want a little extra money to spend on gas. Being able to accrue up to $300 for gas sounds like a good deal. There's no annual fee, and a reasonable grace period, which is nice. However, the card's 26.99% interest rate looks very bad.

Does Chevron have chip and signature?

Yes, chip-and-signature. Pay at the pump with your card at nearly 8,000 Chevron and Texaco stations nationwide. Zero Fraud Liability for unauthorized charges regardless of the amount. Enjoy exclusive cardholder savings throughout the year.

Can you use Chevron credit cards for gas?

You may want to use them for gas but you may not, which means the Chevron and Texaco Credit Card’s rewards are limiting and therefore worth relatively less. If I were you, I’d scrap the Chevron Texaco Card in favor of something like the Pentagon Federal Credit Union Platinum Cash Back Card.

Can you pay gas on time with bad credit?

But with bad credit, you should be focused on paying your bill in full and rebuilding your credit. Late fees and finance charges could outweigh any rewards if you don't. And if you pay for the gas on time, that positive information will improve your credit score when it's reported to the credit bureaus.

Do credit cards report gas?

Not all cards you might use to pay for gas report to credit bureaus, though. Prepaid cards and debit cards do not report, for instance. But if you have a credit card, you should see it listed on your credit report. You can check your latest credit report for free on WalletHub to see for yourself.

Do unsecured gas cards require credit?

While some options exist among secured cards, which require a deposit that is generally equal to your credit line, there aren't many unsecured gas cards that cater to bad credit.

Do secured credit cards have a security deposit?

While they require a refundable security deposit, the best secured credit cards will offer better benefits. This helps you pay for fuel and reap any rewards they might have. Both of these cards report to credit agencies and can help build your credit while paying for fuel. show less.

How much gas does Valero give you?

Earn 4¢ per gallon when you purchase 50 to 74.9 gallons a cycle, and 8¢ per gallon if you purchase 75 or more gallons per cycle, to a maximum of 110 gallons.

How many gallons of gasoline were consumed in 2016?

Over the last 150 years, gasoline (and its cruder iterations) has gone from a somewhat-useful product to one of vital importance for hundreds of millions of people. Approximately 143 billion gallons of gasoline were consumed in 2016 in the US alone — enough to fill over 200,000 Olympic-sized swimming pools.

Does Discover it have a secured card?

A rarity in both the subprime and secured credit card worlds, the Discover it® Secured card not only offers unlimited cash back rewards on all purchases, but also provides bonus rewards for restaurant and gas station purchases.

Do unsecured credit cards require an initial deposit?

While unsecured credit cards won’t require an initial deposit, most subprime unsecured cards will come with annual fees, as well as typically charging higher interest rates than prime or secured credit cards. Be sure to pay off your credit card balance in full every billing cycle to avoid being charged high interest fees.

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