What Kind of Credit Is Required for the Victoria’s Secret Credit Card? Applicants must be at least 18 years old, have a valid government-issued photo ID and U.S. Social Security number, and must be a resident of the United States with a valid mailing address.
Full Answer
What are the Victoria's Secret credit card credit card approval requirements?
The Victoria's Secret Credit Card requires at least fair credit to have a good chance of approval. And other factors like your income, debt and recent inquiries also matter. If you do not receive an immediate decision, it could mean that Comenity Bank, the card’s issuer, will need to review the application further.
Can I Use my Angel credit card at Victoria Secret?
With the Angel credit card, you’re going to have opportunities to earn rewards at Victoria Secret, as well as free shipping and free gifts! The Angel credit card can be used at Victoria Secret, PINK and Bath & Body Works. With Bath & Body Works, you can only use it in-store.
Where can I use my Victoria card/pink card?
The Victoria Card / PINK Card can be used at VictoriasSecret.com, BathAndBodyWorks.com, and at all Victoria's Secret, PINK, and Bath & Body Works stores. Was this article helpful? NEED MORE HELP?
Does Victoria's Secret do anything special for your birthday?
You can even celebrate your birthday in style with a special birthday gift from Victoria's Secret. And as a special thanks to new cardholders for signing up, you can save $20 off your next Angel Card purchase when you are approved and use your new Angel Card.
Is it hard to get a Victoria Secret card?
The Victoria's Secret Credit Card requires at least fair credit to have a good chance of approval. And other factors like your income, debt and recent inquiries also matter. If you do not receive an immediate decision, it could mean that Comenity Bank, the card's issuer, will need to review the application further.
What do you need to qualify for a Victoria Secret Credit Card?
To get a Victoria's Secret card, you can apply online or in a Victoria's Secret store. To find a store near you, use the store locator. You will need to provide your Social Security number, a valid government-issued photo ID — like a driver's license — and income information to apply.
What FICO score do you need for Victoria Secret Credit Card?
640+A credit score of 640+ is needed for the Victoria's Secret Credit Card; this means you need at least fair credit to get this card.
Who does Victoria's Secret pull credit?
WalletHub, Financial Company The issuer, Comenity Bank, typically pulls reports from all three bureaus when evaluating new Victoria's Secret Credit Card applications. The Victoria's Secret Credit Card reports to the three major credit bureaus (TransUnion, Experian, and Equifax) on a monthly basis.
Does Victoria Secret do a hard credit pull?
Yes, the Victoria's Secret Credit Card will do a hard pull. You will need a credit score of at least 640 to get it, which is on par with what most store cards require. There is no way to pre-qualify for the Victoria's Secret Credit Card. A hard pull usually causes an applicant's credit score to drop by 5-10 points.
Does Victoria Secret do pre approval?
You could be instantly approved for a Victoria's Secret Credit Card when you apply either in-store or online. There's also a chance you may not get an immediate decision. That's because instant approval is not guaranteed for any credit card.
What bank does Victoria Secret use?
Comenity BankVictoria's Secret Credit Card Accounts are issued by Comenity Bank.
Can I use my Victoria Secret card at Bath and Body Works?
The Victoria and PINK Cards are private label credit cards that can be used in the following locations: The Victoria's Secret website and apps. All Victoria's Secret & PINK Stores in the United States. Bath and Body Works Stores and website.
Can I use my Victoria Secret card at Bath and Body Works 2021?
The Victoria's Secret credit card can be used at VictoriasSecret.com and at all Victoria's Secret, PINK, and Bath & Body Works stores.
How do I know if I got approved for Victoria Secret card?
You can check your Victoria's Secret Credit Card application status by calling the issuer's customer service department at (800) 695-9478. Take into account that if your application is approved, you will receive your card within 7-10 business days.
What kind of credit card is Victoria Secret?
The Victoria's Secret Credit Card is a closed-loop card, which means it can only be used at a specific store or group of stores. In other words, you can only use your Victoria's Secret Credit Card at U.S. Victoria's Secret and PINK stores, victoriassecret.com or in-store at Bath & Body Works.
What credit score do you need for Bath and Body Works?
In case you have good credit or better (a score of 700+) and would like a credit card that rewards you for your shopping at Bath & Body Works, but can also be used elsewhere, check out some of our editors' picks for the best credit cards for shopping.
Store Credit Card
Built in 1977 as a place for men to comfortably purchase lingerie for their wives, today Victoria's Secret has over 1,000 stores and is the largest retailer of women's lingerie in America. Victoria's Secret is given a lot of credit for invigorating the American lingerie market, which is now worth upwards of $12 billion a year.
Better Cards to Use at Victoria's Secret
Despite all the rewards offered by the Victoria's Secret Angel Card, at the end of the day — there's only so much lingerie one person can wear. Unless you're replacing your underthings on a weekly basis, the chances are good you'll see more value from an all-around, open-loop credit card than you will from an Angel Card.
What Others Say About the Victoria's Secret Credit Card
As with beauty, of course, the utility of the Victoria's Secret Angel Card is in the eye of the beholder. See what others are saying about the Angel Card for some alternate perspectives on whether the card is worth picking up.
Is the Victoria's Secret Card Right for You?
With flexible credit requirements, decent purchase rewards, and a variety of exclusive savings opportunities, the annual fee-free Victoria's Secret Angel Card can be a good addition to the wallet of any loyal lingerie shopper.
Maria Adams, Credit Cards Moderator
This answer was first published on 02/05/21. For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Editorial and user-generated content is not provided, reviewed or endorsed by any company.
candispaige, Member
This answer was first published on 05/25/19. For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Editorial and user-generated content is not provided, reviewed or endorsed by any company.