Yes, you can use a credit card to buy gift cards at most retailers. Occasionally, this won’t be allowed for a variety of possible reasons — for example, store-specific policies or a flagged transaction from your card issuer.
Can I use a gift card to pay?
Yes. You can pay nearly any bill that can be paid with a debit or credit card by using a Visa Gift Card. I have found some difficulties if the company is using certain processors - in particular PayPal.
Can I use prepaid cards to purchase a gift card?
The following prepaid cards issued by American Express, to the extent they have been fully registered by the Card Member and approved by American Express, can be used to purchase Gift Cards on americanexpress.com/gift: No other prepaid cards, including single load Gift Cards and temporary reloadable Cards, may be used to make purchases on the site.
How do I purchase a gift card?
Purchase a Visa gift card from an online source. Keep in mind that you can't use the card until it's physically shipped to you. Reputable online sources for Visa gift cards include banks and credit unions such as Chase, Navy Federal Credit Union, PNC Bank and Wells Fargo; card centers such as GiftCards.com, Give Card and Gift Card Mall; and money wiring service providers such as Western Union.
Can you pay for gift cards with a check?
You can buy a gift card using a credit card or cash, but if you don't have either on hand, you can still purchase a gift card online or at a retailer using an electronic check. Unfortunately, you may find your options are limited at the moment, although more retailers are accepting eChecks with each passing year.
Can I pay a credit card with a gift card?
Since Visa gift cards are not tied to a traditional bank account, you can't use them for credit card payments. You can't use Visa gift cards to purchase cash or cash-equivalents such as money orders, either.
Can I use a Visa gift card to pay a bill?
You can use a Visa gift card to pay bills with any billing provider that accepts Visa credit cards for bill payments. This is because Visa gift cards are treated exactly the same when it comes to making this payment.
Can you pay a credit card balance with a Visa gift card?
Can I pay a credit card with a Visa Gift card? Yes. It's just the same as paying with your debit card. You'll just want to make sure your gift card is already activated.
Can I use a prepaid Visa to pay my credit card?
You can't directly. You would need to get a PIN, buy a money order, deposit the money order, then pay it off.
Can I transfer money from Visa gift card to bank account?
Yes. You can transfer money from a visa gift card to your bank account. To transfer visa gift cards to bank accounts, it is important you understand what type of prepaid card you have. Basically, visa gift cards are the same as Visa credit cards in usage.
Can I pay my Capital One credit card with a Visa gift card?
Unfortunately, you cannot use any kind of debit or credit card to make your payment, including MoneyCards and gift cards. Capital One does not accept them as a form of payment.
How do I transfer money from a prepaid card to my bank account?
You can typically transfer money from your prepaid card to your bank account online, by logging in to prepaid card's app or website. If your prepaid card does not allow transfers to bank accounts, you can use a third party service like MoneyGram to make the transfer.
Can I withdraw cash from a Visa gift card?
In general, the answer is no. You cannot get cash off of a Visa or Mastercard gift card. Even when a PIN is present and you select “Debit” at checkout, gift card issuers specifically prohibit the “cash back” option.
What to be prepared for when you buy gift cards with a credit card
While you’ll usually have no trouble using your credit card to buy gift cards, once in a while you may run into a few hiccups. Here are a few commo...
How to avoid cash advances when buying gift cards with your credit card
If you’re worried about cash advances, call your card issuer and try these strategies: Ask if your gift-card purchase will code as a purchase or ca...
How do I earn rewards when buying gift cards with a credit card?
Earn rewards on gift card purchases with your credit card. One of the best strategies is to use a grocery credit card at an eligible grocery store....
How can I pay my credit card balance with a Visa Gift Card?
I researched many sources (Quora, etc.) and found conflicting answers. Can I pay my credit card balance with a Visa Gift Card? Has anyone on this forum been able to do so without paying any fees?
How can I pay my credit card balance with a Visa Gift Card?
I researched many sources (Quora, etc.) and found conflicting answers. Can I pay my credit card balance with a Visa Gift Card? Has anyone on this forum been able to do so without paying any fees?
What does it mean to buy things with your credit card?
This means buying things with your credit card that can be quickly converted to cash — such as gift cards. Those engaging in manufactured spending may buy gift cards regularly in significant quantities. It’s this volume that typically raises flags with card issuers and leads to account shutdowns.
Why is my credit card declined at checkout?
The transaction may be declined due to store-specific policies. You could run into any number of responses at the checkout counter: A credit card ban may be implemented throughout all stores in a chain. Credit cards may not be allowed at the specific store you’re in if it’s a prime target for fraudsters.
Do you need a matching ID to buy gift cards?
Some stores will ask that you show a matching ID when using a credit card to buy gift cards. By matching a name and face to the credit card, stores make it more difficult for people to use stolen cards for these transactions.
Can a card issuer flag a transaction?
Your card issuer may flag the transaction. In this case, the transaction will be halted, and you’ll need to verify on your mobile device that you initiated the purchase. If the notification comes quickly enough, you may be able to proceed with the transaction at the counter.
Do grocery stores have gift cards?
This is because grocery stores can offer a wide selection of gift cards, and certain cards offer strong rewards at these locations. Rotating-cashback cards can be useful as well, occasionally offering bonus rewards in categories such as grocery stores and Amazon.com. Lastly, store-specific credit cards can be lucrative for gift cards on top ...
Is a gift card a cash advance?
Buying a gift card with a credit card is usually considered a purchase. However, this transaction could be coded as a cash advance in certain instances, such as when: You buy a prepaid card. Products such as Visa Gift Cards and American Express Gift Cards are sometimes considered cash equivalents, especially as they can be used virtually anywhere ...
Where can I buy prepaid debit cards?
Many prepaid debit cards can be bought in a retail store like Walmart, Target, or Walgreens. The process for buying them is similar to a gift card. The deposit amount may be specified or flexible based on the amount a buyer is seeking. Other prepaid debit cards may be easily obtained online. All types of prepaid debit cards will come ...
How do prepaid cards work?
Beyond that, most prepaid cards will work in the same manner that any regular payment card will. If the card’s processor is accepted, payments may be made on a website, on the telephone with representatives, or by filling out a form included with a paper bill in the mail and returning it through the postal service.
What payment processors accept prepaid debit cards?
All prepaid debit cards partner with one of the four major payment card processors: Visa, MasterCard, Discover, or American Express. Generally, the card processor will dictate whether or not an electronic payment card is accepted by a company for a bill payment. Store gift cards typically can't be used for bill payment unless with ...
What are the two types of prepaid cards?
Updated Apr 30, 2021. There are two types of prepaid payment cards that can potentially be used to pay bills: prepaid debit cards and network-branded gift cards (like those that carry the Visa or Mastercard logo). Prepaid debit cards come in a few different forms and offer the opportunity for a convenient money storage account ...
What are the benefits of a prepaid card?
One of the benefits of a prepaid credit card is that it offers some consumer protection in the event the card is lost or stolen since it isn’t tied to a personal checking account. Cardholders can simply call customer service if there is a problem.
Can I use a prepaid debit card for a bill?
Yes, bill payments can be made with a prepaid debit card if there are sufficient funds loaded to the card. An important thing to take note of when seeking to make any bill payment with a prepaid card of any kind is the card’s processor. All prepaid debit cards partner with one of the four major payment card processors: Visa, MasterCard, Discover, ...
Can a prepaid debit card be used for online shopping?
Gift cards that carry the Visa or Mastercard logo are typically sold in different denominations and can be used for online shopping or bill payment if sufficient balances are available.
How to get rid of gift cards?
If you receive a gift card for a store with no nearby location, or one that you simply have no interest in visiting, you can get rid of the card by regifting, reselling or donating.
Why are gift cards so burdensome?
Gift cards can be a burden if you feel forced to spend money on things you won’t ever use. But they can also push you to try new things. “You’re not giving a gift, you’re giving the gift of an experience,” Hunter says of presenting somebody with the store vouchers.
Can gift cards go out of business?
If you intend to use your gift card, it’s better to act fast. Stores may go out of business, may not honor outstanding gift cards after filing for bankruptcy or may close their only location near you.
Is it bad to overspend on gift cards?
That’s not necessarily a bad thing — a gift card can bring down the amount you spend on something you wanted but couldn’t afford otherwise.
Do dating sites accept credit cards?
Payment options have become increasingly varied in the online dating world, and it’s pretty common to see dating sites that accept prepaid cards, credit cards, and PayPal. But, worry not, you don’t have to provide payment information right away. Signing up to an online dating site or app is completely free with no strings attached.
Does Ashley Madison accept PayPal?
Ashley Madison is an affair dating site that accepts prepaid cards as well as PayPal and any type of Visa card. A purchase is not necessary to join the dating platform, but it can offer more streamlined matchmaking and communication options.
Does Silversingles require a debit card?
The initial registration for SilverSingles does not ask for a person’s debit card or credit card information. That part only comes into play if the SilverSingles user wants to send a private message. SilverSingles accepts a variety of electronic payment, including a direct deposit from a prepaid card.