Why choose sure for your rental car insurance?
Don’t make an at-the-counter decision on insurance for your rental car. SURE takes the pain out of the process to offer comprehensive coverage at a more affordable rate. From minor fender-benders to more serious accidents, you’ll be covered for physical damage to the vehicle up to $100,000.
What if I need supplemental insurance for my rental car?
If it turns out that you need supplemental coverage, know that there is a reliable, less expensive alternative than the insurance you’ll be offered at the rental counter. AutoSlash is proud to partner with Sure in order to offer exceptional rental car coverage at a truly fantastic price.
Does auto insurance cover short term rental car damage?
In many cases, if your regular auto insurance covers collision damage to your insured car, it also covers damage to a short-term rental. But this coverage is generally limited to driving in the U.S. and maybe Canada, and won’t cover car rentals in Mexico, Europe, or anywhere else.
Is rental car insurance the same as rental car reimbursement?
Note that rental car insurance isn't the same as rental car reimbursement coverage, a common auto policy option that covers the cost of a car rental if your vehicle is being repaired as part of a claim. Easily compare personalized rates to see how much switching car insurance could save you.
Should I pay for car insurance on a rental car?
If you carry comprehensive and liability coverage on your personal car, coverage typically will extend to your rental car within the United States. If you're renting a car in the U.S. of similar value to your personal car, in all likelihood your auto insurance coverage will be adequate for the rental.
Is sure a good renters insurance?
SuperMoney's financial strength rating is based, among other factors, on the average score from available ratings. Sure Renters Insurance scores an A or excellent financial strength rating, which is SuperMoney's second highest available score.
Is rental car protection the same as insurance?
Crashes and car theft It's technically not insurance but rather a waiver that says the rental car company won't come after you. Your policy: If you have collision and comprehensive coverage on your own policy, it generally will extend to a rental car as long as you're renting within the U.S. or Canada.
Are rental cars automatically insured?
If you don't already own a car with insurance, rental companies automatically cover the bare minimum in your state. However, if you want more protection, or if you are traveling abroad or for business purposes, you might need to get rental car insurance.
Can you have two car insurance policies with different companies?
Although no laws prohibit you from purchasing two auto policies from two different companies, an insurer will not allow you to purchase two policies on the same car. If you have an auto accident, filing two claims with two different insurance providers constitutes insurance fraud even with two auto policies.
Is Assurant part of Geico?
When you click on the "Assurant's service website" link, you will be taken to a site owned by Assurant, not GEICO. GEICO has no control over the privacy practices of the companies mentioned above and assumes no responsibility in connection with your use of their website.
What happens if you damage a rental car?
If the rental car's bodywork gets damaged during your rental, your Collision Damage Waiver will cover it. It won't cover damage to other parts of the car, though, and you'll have to put some money towards the cost.
Can you add insurance to rental car after booking?
If your rental has started and you realise you forgot to buy insurance, don't worry, you still can. Just create a quote on the homepage. As soon as your purchase is complete your insurance is active.
How does vehicle rental insurance work?
Coverage is available to protect passengers, vehicles, personal belongings, and you. It will also cover damages from another person's property, vehicle or injuries. Rental agencies insure their vehicles, so your money goes into a general fund. If you do pay for more options, it means they won't pursue your damages.
Fast website
Fast website, very proactive customer service, affordable costs. The best.
Great pricing and helpful agent!
I was grateful to receive assistance on the phone as I had been having some issues with my computer. The whole process was quick and went smoothly with pricing that was affordable. Thank you!
Awesome service and amazing pricing
Awesome service and amazing pricing. I feel protected but I also feel free of high cost insurance. Thanks guys. I’ll be sticking around a while…..Brandon. 😊
Laurabeth from Sure
Laurabeth from Sure was super helpful to me! She texted me and helped me find the cheapest insurance for me and helped me with purchasing it. Great customer service and it was very easy to set this up!
Easy to use format and layout
Easy to use format and layout. Lacks thorough information and explanation of terms/conditions.
Good Customer Service still exists with Ins. Agents
Laurabeth was amazing! She reached out to me several times BUT was not pushy or bothersome. She was very polite and kind. She took the time to go over the policy and make sure I wasn't paying too much or too little and get good coverage for my money.It was a pleasure working with her!
Fast service
Fast and professional service, right to the point and a good price. Thank you!
Does New York have insurance for drivers?
Coverage is not available for drivers who live in New York, Massachusetts, South Carolina, Virginia and Washington. This restriction is tied to where you live. Residents from other states can be covered—even if they rent cars in these five states or drive into or through these states.
Does Sure cover loss of use?
That means if you have an accident, you won’t have to file a claim with your personal auto insurance policy and jeopardize your premium—or pay your deductible. Sure’s Basic coverage includes Loss of Use and Diminution of Value. Many personal auto insurers and credit cards don’t.
Does a key replacement on a car insurance policy cover deductibles?
This can help you avoid paying a deductible (and filing a claim) on a homeowner’s or renter’s insurance policy. Reimbursement for lost keys. Given that a key replacement on a modern car can exceed $250 and that virtually no other coverage (even the rental company’s own) will cover this, this is a great benefit.
Does Sure cover liability?
Sure is not a replacement for a third-party liability policy. Sure covers damage to your rental car only, not a third party’s property damage or bodily injury. (Your personal auto insurance policy may cover liability, or you can buy it at the rental counter if needed.)
What are the scenarios in a rental car?
Scenario 1. Headed to a wedding, but it’s your tire—not the champagne—that pops, thanks to a nail on the road. Scenario 2. Your purse is stolen and you recover everything but the keys to your rental car. Scenario 3. In an unfamiliar place, you misread a sign and park your rental in a tow-away zone. Scenario 4.
Can you edit your insurance before paying?
A summary of your coverage and a sample policy is available to you when you sign up, and before you pay. You can edit your coverage, policy settings, such as the deductible, start dates, and more. After payment, we will instantly issue your final policy and send it to you by email.
Rental Car Insurance – Rental Agency Options
Rental car companies always offer their insurance plans. Of course, it makes sense. Why send a car off with a perfect stranger without some insurance?
Rental Car – Loss Damage Waiver
The Rental Car Loss Damage Waiver is the primary insurance that you need in place. It’s also known as Collision Damage Waiver.
Rental Car Insurance – Loss of Use
Pay close attention to the ‘Loss of Use’ charge. Loss of Use means the rental car company cannot rent out the vehicle and loses income as a result. Beware, it’s a particularly nasty clause the rental car companies incorporate.
Rental Car Insurance – Travel Insurance Coverage
A few travel insurance policies let you add Rental Car Insurance for an extra cost.
Rental Car Insurance – Credit Card Benefits
Some credit cards have more robust rental car coverage than travel insurance.
Rental Car Medical Insurance
Rental car companies do not offer medical insurance if you become injured in the vehicle.
Conclusion
We just showed you three rental car insurance options: buying insurance from the rental agency, travel insurance rental car protection, and credit card rental car protection. Each has its pros and cons.
How much does Bonzah insurance cost?
Bonzah sells insurance starting at $7.99 per day that pays out for up to $35,000 in repairs or replacement of the vehicle. It's primary insurance, so it pays out before your own insurer. Policies generally cover travel abroad, but check the fine print.
What does personal effects insurance cover?
Your own policy: A homeowners or renters insurance policy will cover your possessions if they are stolen, even away from home.
Is rental car insurance the same as reimbursement?
Note that rental car insurance is not the same as rental car reimbursement coverage, an auto policy option that covers the cost of a car rental if your vehicle is being repaired as part of a claim. Most insurers offer that coverage, and you can learn more from our auto insurer reviews.
Does collision coverage extend to rental car?
Your policy: If you have collision and comprehensive coverage on your own policy, it generally will extend to a rental car. However, you will still be on the hook for your deductible. If you don’t have comprehensive and collision on your regular policy, and don’t have the LDW, you’d have to pay for the damage.
Do credit cards cover rental cars?
Credit cards often provide coverage for rental cars, assuming you have used the card to pay for the rental and the rental is in your name. You’ll automatically have this coverage if it’s included with your credit card — no need to call or sign forms.
Does rental cover have deductibles?
Rental Cover offers no-deductible policies that count as primary coverage so you wouldn’t need to make a claim to your auto insurer first. It doesn’t list policy limits or prices on its website, but claims it will beat any competitor’s daily rate.
Does Sure Insurance cover rental cars?
Sure. Sure offers rental car insurance that covers up to $100,000 worth of damage to a vehicle, plus any of your belongings inside of it. The coverage also includes flat tires and lost keys, and you can get an online quote from its website.
Can you pay for a car damage claim?
But in all of those cases you have to pay a damage claim up front, then recover as much as you can (all of it, you hope) by filing a claim afterward. That means signing a credit card bill for hundreds or even thousands of dollars when you return the damaged car, and not knowing if you’ll get that money back.
Do you need general liability insurance for a lawnmower?
You Need General Liability Protection. You should never get behind the wheel of a car—or lawnmower, for that matter—without liability protection. But you don’t buy that from a car rental company: It usually comes with household, homeowner, or tenant insurance, and it covers far more than a car rental.
Does credit card insurance cover collisions?
These days, most credit cards provide “free” collision coverage for car rentals, provided you use the card to secure the rental. A sample credit card benefits statement describes coverage as: “Physical damage and/or theft of the covered rental vehicle.
Does insurance cover car rental damage?
In many cases, if your regular auto insurance covers collision damage to your insured car, it also covers damage to a short-term rental. But this coverage is generally limited to driving in the U.S. and maybe Canada, and won’t cover car rentals in Mexico, Europe, or anywhere else. So, before you plan on using your own insurance, check its coverage. If it does cover rentals, you can place a claim on it. Still, you must typically pay your policy’s deductible, and any claims may cause your rates to go up.
Do car rental companies require liability insurance?
Car rental companies in most countries are required by law to include liability insurance. In the U.S., required coverage can be ludicrously small (usually only the minimum required by the state)—it’s usually much better in Europe. If you don’t have substantial liability insurance, you might consider buying the rental company’s offering.
Does third party collision insurance include credit card coverage?
Typical third-party collision coverage includes about the same contingencies as credit card coverage, but because it’s grouped with the booking you won’t have to make any other claims. You can also buy collision coverage independently: Bonzah, for example, sells coverage at around $9 per day.