Apply for a Macy's American Express card in the store.
- As stated, you must already have an existing Macy's credit card to apply for an American express card. You can only...
- You can ask for an application at the counter. You can take the application home and fill it out there. It will ask for...
- You may have to provide a copy of your photo ID when applying for a Macy's...
Full Answer
Does Macy's accept American Express?
At a glance The Macy’s American Express Card provides discounts at Macy’s and can be used wherever Amex is accepted. You’ll get a few Amex benefits that you wouldn’t get with the standard Macy’s card, but be warned, we’ve seen quite a few reports of issues with this card.
Is Macys credit card good?
While some store credit cards can be light on benefits, the Macy's Credit Card offers a few good ones. The Macy's Credit Card and the Macy's American Express® Card earn points on Macy's purchases. The number of points you earn depends on your Macy's Star Rewards status:
Can I use my Macys American Express card anywhere?
The Macy’s American Express® Card can be used anywhere American Express is accepted. But the Macy’s Card is a closed-loop credit card that can be used only at Macy’s, Macy’s Backstage and online at macys.com. If you qualify for both cards, you get to decide which one you want to open.
What stores accept American Express credit cards in the US?
The List
- Department Stores/General Merchandise
- Wholesale Clubs
- Clothing
- Hardware/Home Goods
- Auto Parts
- Entertainment, Electronics, and Gaming
- Office Supplies
- Groceries/Meal Kits
- Pharmacies
- Outdoor/Sporting Goods
Is there a Macy's American Express card?
The Macy's American Express® card is best suited for Macy's devotees who regularly shop at the store and spend at least $1,200 per year there. With this card, you'll earn a higher rewards rate at U.S. restaurants, U.S. gas stations, and U.S. supermarkets.
Is it hard to get a Macy's American Express?
Good or excellent credit required You'll need good or excellent credit to get approved. However, the Macy's Store Credit Card, only requires fair credit for approval. You can compare the Macy's Amex Credit Card and the Macy's Store Card here.
What credit score is needed for Macys Amex?
640 or higherYou need good or excellent credit (700 or higher) to get the Macy's Amex, and at least fair credit (640 or higher) to get the Macy's Store Card.
How do I apply for an American Express card?
Depending on the type of terminal, you will either swipe the Card or insert it into the slot. Online: For online purchases, you'll be asked to enter your Card details during checkout, including your Card number, expiration date and 4-digit security code located on the front of your Card.
What is the highest credit limit for Macy's?
Most cardholders report Macy's card credit limits ranging from $500 to $2,500. In general, credit card limits vary, based on three main factors: your credit score, your income and your current credit utilization ratio.
What bank is Macy's American Express?
Department Stores National BankThe Macy's American Express Card program is issued and administered by Department Stores National Bank.
Who Does Macy's pull credit?
What Credit Bureau Does Macy'S Use? Macy's pulls credit scores from one of the big three bureaus (Experian, TransUnion, Equifax). Applying for a credit card means a hard pull, which impacts your credit.
Is Macy's credit card instant approval?
Once you're approved, you should receive your new Macy's Card within 7-10 business days of your account opening. Plus, look out for exclusive offers delivered with your card that you can use instantly. Credit decisions are usually immediate but can take 7-10 business days to process.
Can I use my Macy's Amex card anywhere?
There are two main versions of the Macy's credit card: a closed-loop card that you can only use at Macy's and an open-loop American Express card that can be used anywhere American Express is accepted. Neither card comes with an annual fee.
How quickly can I get an Amex card?
7 to 10 daysWhen will I receive my new Card? You should receive your new Card in 7 to 10 days. For the security of your account, we'll mail your new Card in a white envelope that has the American Express logo with an Omaha, NE return address.
Why is American Express so special?
American Express is special because it is a luxury credit card brand, known for offering elite rewards and having exclusive approval requirements. American Express also is among the country's largest credit card issuers by purchase volume, and it is one of the four major payment networks.
Why is my Amex declined?
If all of your transactions of a specific card type (i.e. Visa, American Express) are declining, your account may have a configuration error. A PayJunction support representative may assist you in correcting this problem.
How to apply for a Macy's credit card?
The easiest way to apply for a Macy's credit card is to simply fill out the form online. You can do so from your own home. Go to Macy's company website. On the top of the screen, there should be a search bar. Type in "Macy's Credit card.". You should be provided with a list of buttons, one of which says "Apply Now.".
How to activate my Macy's card?
You can activate your card by going online and clicking the "Activate My Card" button on Macy's website. You will then submit information, like your name and birth date, as well as your card number. After this, your card should be activated.
How much does a Macy's card interest rate?
Keep an eye on interest rates. As stated, interest rates on store cards are notoriously high. For a Macy's card, your interest rate is 25% each month. Therefore, do not charge more money on your Macy's card than you can reasonably pay each month.
How long does it take to get a new credit card?
Wait 7 to 10 days. On average, it takes 7 to 10 days for an application to be processed. You will usually get a letter or e-mail letting you know that your application was accepted. Your card should arrive shortly thereafter.
How to pay Macy's by phone?
You can also pay by phone by calling the number 1-888-257-6757.
Is the American Express card worth it at Macy's?
It also offers rewards ranging from 1%-3% of purchases depending on how much money you spend at Macy's. If you are a frequent Macy's shopper, the American Express card may be worth it. You must apply for a Macy's American Express card in the store as there is no online application process.
Is it hard to get a Macy's card?
Macy's store cards are somewhat harder to obtain that most store credit cards. On average, Macy's store card holders have fairly high credit scores. If your credit score is in a lower range, there's a chance your application may be rejected. You can check your credit score online through a variety of free websites.