How to apply for the Montgomery Ward Credit
- Go to the provider's site and click Apply now.
- Shop through the Montgomery Ward site.
- Once you have the items you want, click Checkout.
- Enter your billing and shipping address and click Continue.
- Under Select payment method click Open & pay with new Ward credit account.
- Enter the required information and click Continue.
- Visit wards.com and select the items you want to buy.
- Click on “Open a New Account” as a payment option at checkout.
- Fill in the Montgomery Ward Credit Card's online application form and click “Submit.”
How do I open a Montgomery Ward credit account?
Shop through the Montgomery Ward site. Once you have the items you want, click Checkout. Enter your billing and shipping address and click Continue. Under Select payment method click Open & pay with new Ward credit account. Enter the required information and click Continue. How long will it take to get my Montgomery Ward Credit?
What is included in information reported on Montgomery Ward credit?
Information reported includes all relevant historical information, including the account open date and the complete payment history. On-time payments to your Wards Credit account are an effective way to build a strong credit report and improve your credit score. How does Montgomery Ward Credit work?
How much is the APR on Montgomery Ward credit card?
Easily manage your payments by logging in to your Montgomery Ward online account. Potentially low APR. You could qualify for APRs as low as 5.75% fixed with excellent credit. No annual fee. You won’t pay each year to keep this card.
How does the credit approval process work at wards?
These customers shop Wards.com, select the items they want to buy and select “Open a New Account” as a payment option at checkout. Once customers apply for an account, the credit approval process works like any other. We ask a few simple questions and request credit-history information.
How long does it take for Montgomery Ward to approve credit?
How long will it take to get my Montgomery Ward Credit? Generally, approval only takes a few seconds. Once approved, expect your card to arrive within seven to 10 business days.
Does Montgomery Wards have a credit card?
The Montgomery Ward Credit Account is an unsecured store credit card that people with bad credit can get. Although it only works for Montgomery Ward purchases online or through the company's catalogue, the Montgomery Ward credit card reports to the credit bureaus on a monthly basis and has a $0 annual fee.
What is my Montgomery Ward credit limit?
Go to Wards.com and click My Account to log in or register to manage your account. Once there, you can check your account balance and credit limit, make a payment, sign up for e-statements and/or enroll in our automatic payment service.
Does Montgomery Ward check credit?
What credit score is needed for the Montgomery Ward credit card? The Montgomery Ward Credit Account is one of the easiest credit lines to get approved for. Like many other issuers, Montgomery Ward will pull an applicant's credit history while evaluating a new credit application.
Is Fingerhut and Montgomery Ward the same?
Montgomery Ward is not affiliated with Fingerhut. These two businesses do not have the same parent company, as Montgomery Ward is a subsidiary of Colony Brands, Inc., while Fingerhut is a subsidiary of Bluestem Brands, Inc.
Who does buy now pay later?
AppleThe tech company's buy now, pay later (BNPL) service will allow Apple users to split up the cost of a purchase made with Apple Pay into four equal installments over six weeks—that's one payment on the date of the transaction, then one payment every two weeks after that. The service won't charge any fees or interest.
Is there an app for Montgomery Ward?
At Wards, you simply place your order, ask for Wards Credit and answer a few simple questions. The “application” is that easy and we think you'll love it.
What companies are like affirm?
Top 10 Alternatives to AffirmSezzle.PayPal Credit.Klarna.Afterpay.Zip.Splitit.GoCardless.PayPal.
Why was Montgomery Wards called Monkey Wards?
Montgomery Ward was called “Monkey Wards” by some people because it reportedly once offered exotic monkeys in some of its stores and through its mail-order catalog. Today, the store's website features a Monkey Wards page where customers can shop and place orders for many of the retailer's popular items.
How do I contact Montgomery Ward?
(888) 557-3848Montgomery Ward / Customer service
Is Montgomery Ward still in business?
Montgomery Ward is still in business as an online retailer, after being relaunched as an online company in 2004. Montgomery Ward started as a mail-order catalog company in 1872, became popular with catalogs and brick-and-mortar retail stores during the 1900s, and evolved into an online retailer in the early 2000s.
How long does it take for Montgomery Ward to ship?
We deliver only the finest potted plants, packaged with your personal message and care instructions. For optimum freshness, we ship via 2-3 day Priority Mail with an extra $4.99 charge.
Kliment Dukovski
Kliment Dukovski is an investments writer who has written over 600 articles to help readers find and compare the best financial options. Kliment has also written on money transfers, home loans and more. Previously, he ghostwrote guides and articles on foreign exchange, stock market trading and cryptocurrencies.
Montgomery Ward Credit benefits
Easy approval. You’ll be approved quickly, even if you have poor credit.
Montgomery Ward Credit drawbacks
Only use at Montgomery Ward. This isn’t a regular credit card and you’re limited to using it only on Montgomery Ward’s site.
Compare store credit cards
If you’re curious what other store cards on the market look like, you can select and compare up to four store credit cards using our comparison table.
Montgomery Ward Credit reviews and complaints
Customers like how easy it is to get the card and are happy with Montgomery Ward’s customer service. Complaints are often about the one-sided reporting to credit bureaus. Paying your balance on time may not help you build your score, but missing a payment or a default can stain your credit score according to some customer reviews.
Bottom line
Whether you’re looking to build your credit score or you are interested in picking up a store credit card, we recommend you look at your other options first. The Montgomery Ward Credit Card doesn’t offer enough benefits to take up a space in your wallet.
Cameron DiGiovanni, Writer
This answer was first published on 12/17/20 and it was last updated on 10/29/21. For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Editorial and user-generated content is not provided, reviewed or endorsed by any company.
People also ask
There is no Montgomery Ward credit score requirement, since Montgomery Ward will approve applicants with bad credit or no credit history for credit lines. The lack of an official Montgomery Ward credit score requirement doesn’t mean everybody gets approved, as Wards can partially approve or deny credit line applicants. Partial ap
Most helpful positive review
have been doing business with this company for almost 2 yrs, and my payment is never missed. Credit limit is now 1000.00
Most helpful negative review
This is NOT the same Montgomery Ward's retail from before--someone bought the rights to the name and set up this online store. If you want a line of credit to just be able to get some things with payment plans--they are fine. BUT if you are getting this to establish credit do NOT waste your time, this will NOT help.
All member reviews (17)
Every time I order with them, they report me as late when I'm not! The only reason I was using then was to improve my credit, instead they made it drop 72 points from reporting me late. Please beware if you are thinking about using them. Fingerhut is a much better way to go. I never had any problems with them.
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