How do I upgrade my phone with SmartPay?
With low flexible payments and the ability to upgrade your phone any time,* you can make sure to always have the phone you want with SmartPay. Complete a quick and easy no-obligation application. Decisions are instant and the process won’t affect your credit. Find a SmartPay retailer near you or online and pick out your new phone and accessories.
What happens if I am not initially approved for SmartPay?
Approval is based on a number of personal and financial qualifications. In the case that you are not initially approved, you are always welcome to reapply anytime. Is my personal information secure with SmartPay?
How do I pay with SmartPay?
Shop directly either in-store at our retail partners or online at our eCommerce partners and select SmartPay as your payment option at checkout. You will then complete your SmartPay application before completing your transaction.
Is my data secure with SmartPay rewards?
Yes, the security of your data is very important to our business. In order to protect your account information and keep it secure, we request your password, facial or fingerprint recognition every time you use SmartPay Rewards. In addition, we do not resell or disclose any information to any third parties.
Can you upgrade your phone with SmartPay?
With low flexible lease payments and the ability to upgrade your phone at any time,* you can make sure you always have the phone you want with SmartPay – no credit required. Complete a quick, simple, no-obligation application. You could be approved for up to $1,500.
Can you have more than one SmartPay lease?
Can I get more than one phone under the same SmartPay Lease payment plan? Yes, as long as it is within your approval amount.
Does SmartPay affect your credit?
Does applying hurt my credit score? SmartPay is a no-credit-required lease-to-own product. "No credit required" means that, although no minimum FICO score or established credit history is necessary to apply, SmartPay may check past payment history based on the information you provide in the application.
Can you get two phones with SmartPay?
SmartPay Support You can lease more than one device with a Total Wireless service plan (if approved).
Can you pay off SmartPay early?
Yes. You can pay off your Lease early to save on total fees. To pay off your Lease early, log into your SmartPay account and navigate to the “Make a Payment” tab. Here, you will see a “Payoff Lease” button that will begin the early payoff process.
How do I change my SmartPay?
You can change your primary payment method by logging in to your SmartPay account. If you need assistance, you can also call our customer support at 925-298-6109 which is open 7 days a week from 7 am to 7 pm PST Monday through Saturday and 7 am to 5pm PST on Sundays.
What happens if I dont pay SmartPay lease?
When a scheduled payment fails, our system will make further attempts to collect the payment, either in full or partial amounts until your lease payments ... Can I use a credit card to make my monthly payments for SmartPay? Yes, you can use a credit card to make your payments.
Does smart pay do a hard pull?
Yes. We use alternative credit reporting agencies to verify your personal and financial information.
Do phone contracts improve credit score?
Good news: If you're among the 95 percent of people in the U.S. who has a cell phone, simply paying that bill may now help you add to your credit history. Cell phone bills can help build credit because you can now include them on your credit report.
Is SmartPay good?
This company is fraudulent. After purchasing a phone, they then "took over" my service without my consent.
What phone companies use SmartPay?
Popular phone carriers that use SmartPay leasing include:Net10.Total Wireless.Boost Mobile.Simple Mobile.Straight Talk.Page Plus.
How do I get a new SmartPay card?
Depending on your specific card program, you may pick up a new card at a participating location and call Customer Service at 877-403-2222 to have the replacement card added to your account.