Yes, you can buy a gift card with a credit card—in general. But different online and real-world stores can apply a wide range of restrictions, limitations, and fees. Small stores without chip readers may refuse due to the potential for fraud.
Full Answer
Can I Buy Amazon gift cards with my store credit?
Yes, you can buy an Amazon gift card using a credit card. You can purchase the gift card either on Amazon.com, through your Amazon account, or you can visit your neighborhood grocery store or pharmacy, and purchase one there. You can also purchase Amazon gift cards using credit card from various online gift card websites.
What are the best credit cards for purchasing gift cards?
Best credit cards for purchasing gift cards. Blue Cash Preferred® Card from American Express. Ink Business Cash Credit Card. American Express® Gold Card. Bank of America® Customized Cash Rewards credit card. Costco Anywhere Visa® Card by Citi. Comparing the best credit cards for gift cards
Where can I buy prepaid gift cards online?
- Full name
- Street address (no P.O. boxes)
- Date of birth
- Phone number
- Social Security number, taxpayer identification number, or other identifying number if you are not a U.S. citizen
How to buy discounted gift cards online?
Buy discounted gift cards from exchange sites. There are many ways that you can find GCs at a lower price online. But, one of the most effective methods is to use gift card exchange websites. Essentially, these types of websites bring together people that have unwanted cards, with people that are looking for gift cards. ...
Can I buy a gift card online with a credit card?
The bottom line You can absolutely buy gift cards with a credit card instead of cash or debit, but you should only do so with a plan.
Can I pay a gift card with credit card?
Most merchants who sell gift cards will allow you to pay for your gift card purchase with a credit card.
Can you buy prepaid Visa online?
Prepaid Visa gift cards can be ordered and customized online at Giftcards.com. You can even purchase a Visa prepaid virtual card. Prepaid Visa cards can also be found in many popular retailers: grocery stores, gas stations, department stores, and more.
What gift cards can be sent electronically?
eGift Cards That are EASY to SEND and SPENDVisa or Mastercard eGift Cards. ... Multi-Store eGift Cards. ... Amazon.com eGift Cards. ... Target eGift Cards. ... Best Buy or Crutchfield Electronics. ... Barnes & Noble. ... Fandango.com. ... DSW and Zappos.com.More items...•
Can I purchase a prepaid Visa card with a credit card?
You can buy a prepaid card with a credit card, but you can't load it with a credit card. Some prepaid cards, such as the Amex Bluebird Card, for example, allow you to sign up for a card for free online, so there's nothing to buy upfront. But if you buy a prepaid card in a store, it may cost you some money.
Can you buy a Vanilla Visa gift card with a credit card?
Payment. What payment methods can I use to purchase a Vanilla Gift Card? You can purchase Gift Cards using Visa, Vanilla, American Express or Discover credit cards.
What to be prepared for when you buy gift cards with a credit card
While you’ll usually have no trouble using your credit card to buy gift cards, once in a while you may run into a few hiccups. Here are a few commo...
How to avoid cash advances when buying gift cards with your credit card
If you’re worried about cash advances, call your card issuer and try these strategies: Ask if your gift-card purchase will code as a purchase or ca...
How do I earn rewards when buying gift cards with a credit card?
Earn rewards on gift card purchases with your credit card. One of the best strategies is to use a grocery credit card at an eligible grocery store....
What does it mean to buy things with your credit card?
This means buying things with your credit card that can be quickly converted to cash — such as gift cards. Those engaging in manufactured spending may buy gift cards regularly in significant quantities. It’s this volume that typically raises flags with card issuers and leads to account shutdowns.
Do grocery stores have gift cards?
This is because grocery stores can offer a wide selection of gift cards, and certain cards offer strong rewards at these locations. Rotating-cashback cards can be useful as well, occasionally offering bonus rewards in categories such as grocery stores and Amazon.com. Lastly, store-specific credit cards can be lucrative for gift cards on top ...
Do you need a matching ID to buy gift cards?
Some stores will ask that you show a matching ID when using a credit card to buy gift cards. By matching a name and face to the credit card, stores make it more difficult for people to use stolen cards for these transactions.
Can a card issuer flag a transaction?
Your card issuer may flag the transaction. In this case, the transaction will be halted, and you’ll need to verify on your mobile device that you initiated the purchase. If the notification comes quickly enough, you may be able to proceed with the transaction at the counter.
Is a gift card a cash advance?
Buying a gift card with a credit card is usually considered a purchase. However, this transaction could be coded as a cash advance in certain instances, such as when: You buy a prepaid card. Products such as Visa Gift Cards and American Express Gift Cards are sometimes considered cash equivalents, especially as they can be used virtually anywhere ...
Is Blue Cash preferred a good credit card?
But if you are a fan of cash-back rewards, 6% back on gift cards is as good as it gets, making the Blue Cash Preferred one of the best credit cards on the market today.
Is Wells Fargo Propel card still available?
Just keep in mind that if you’re using your rewards to buy the gift cards, you won’t get to reap the benefits of bonus rewards on your purchase. The Wells Fargo Propel card is no longer available for new applicants. The information for this card has been collected independently by The Points Guy.
Can you redeem credit cards for gift cards?
Many credit cards allow you to redeem your rewards for gift cards, but it is rarely a good idea. When redeeming points or miles, you want to make sure that you’re getting a solid redemption value from each point/mile, and gift cards rarely give you the best value for your rewards.
Does staples have gift cards?
Office supply chains such as Staples are known for having a large selection of gift cards available for purchase, including many retailers that won’t earn rewards with other cards (meaning gift cards are the best way to earn rewards on those purchases).
Does Amex pay out gift cards?
Keep in mind, though, that Amex sometimes doesn’t pay out category bonuses on gift cards, especially those made at grocery stores. It can be hit or miss when you use Amex cards, though the BCP does offer a great return on grocery store spending. Check out our full Amex Blue Cash Preferred Card review.
Can you double dip on gift cards?
However, there is a way to double -dip on gift card rewards — online shopping portals.
Does Wells Fargo have a fixed value credit card?
Some credit cards offer fixed-value rewards, such as the Wells Fargo Propel American Express® card. With fixed-value credit cards, your rewards are worth the same amount, no matter how you redeem them. So, in that case, you could get the same value from buying gift cards as you would travel.
Does Target have a red card?
The Target Redcard is available exclusively for purchases made at Target, which means it is rather limited. However, this card doesn't have an annual fee, and you'll get perks like 5 percent off everything you buy at Target and Target.com, free shipping on most items and exclusive offers and savings.
Can you use a credit card to pay for a gift card?
One major benefit of using a credit card to pay for gift cards is the fact you can earn rewards on your purchase. If you plan to give someone a $50 gift card for their birthday, for example, you could buy a gift card with plastic and earn points or cash back on that purchase, whereas you wouldn't earn anything if you gave them a $50 bill instead.
Do gift cards have a cash advance fee?
In this case, you would be charged a cash advance fee and a higher interest rate, to boot. Generally speaking, gift cards code as a cash advance when you buy them directly from a financial institution, or when you buy a prepaid card instead of a gift card.
Can you buy Disney gift cards at Target?
For example, many people buy Disney gift cards at Target with the Target Redcard in order to secure 5 percent off. That may not sound like a big deal, but saving 5 percent off a Disney vacation that costs thousands can be worth the extra trouble. As a side note, buying gift cards from small businesses can also be a helpful move if you want them ...
Why Use a Credit Card To Purchase a Gift Card
The primary reason you’d want to purchase gift cards with a credit card is to earn rewards. Whether you’re purchasing the gift card to use as an actual gift, utilizing the gift card to pay your bills, or using the card for purchases you planned to make anyway, earning rewards on the purchase could make the transaction economically desirable.
Types of Gift Cards
Some gift cards can be used at a single merchant while others can be used at multiple merchants. Image Credit: GiftCards.com
Best Credit Cards for Purchasing Gift Cards at Grocery Stores
You can buy cruise line gift cards at grocery stores to earn some big-time points! Image Credit: Katie Seemann via Zen Life and Travel
Best Credit Cards for Purchasing Gift Cards at Office Supply Stores
As a business owner, you’ll have plenty of reasons to purchase gift cards at office supply stores. Office renovations, promotional incentives for employees, and paying for business dining/travel/entertainment could be likely examples.
Best Credit Cards for Purchasing Gift Cards at Gas Stations
Gas stations often run promotions on gift cards, including their own brand, single-store gift cards, or Visa/Mastercard gift cards. Picking up a gift card when filling up your tank is an easy way to multiply your rewards. Note that not all gas stations will accept credit cards as payment for a gift card.
Best Credit Cards for Purchasing Gift Cards From Rotating Bonus Category Merchants
Bonus-earning merchants that change on a quarterly basis can present unique rewards earning opportunities. Here are just 2 of the best cards that offer quarterly bonus earnings in specific categories.
Additional Sources for Discounts and Bonus Earnings on Gift Cards
Check local weekly ad circulars for merchant offers on gift cards. Image Credit: Family Fare