Full Answer
Why can't I get approved for Amazon Pay ICICI Credit card?
So when you were “eligible for Amazon Pay ICICI credit card” , you had passed a limited verification check they had done on you . This check ensures there is a very high chance you will finally get approved but not a guarantee. Chances are there was something in your risk profile that ICICI didn’t find comfortable.
What is the ICICI Amazon card program?
It was an invite only program where you are selected based upon your transactions with Amazon post which it will flash under your account. If you already own an ICICI card you may request customer care team to consider you for Amazon card.
How many ICICI Credit cards have been used by Amazon?
, Used and Managed 33 cards in initial years. It was an invite only program where you are selected based upon your transactions with Amazon post which it will flash under your account. If you already own an ICICI card you may request customer care team to consider you for Amazon card.
What are the features of Amazon Pay ICICI Bank credit card?
The Amazon Pay ICICI Bank Credit Card is loaded with attractive features. Here is a sneak peek into some exclusive privileges that come with this credit card. You earn 5% cashback on the purchases you make through Amazon India, if you are an Amazon Prime member.
What is the eligibility for Icici Amazon credit card?
Amazon Pay ICICI Bank Credit Card- Eligibility and DocumentationCriteriaDetailsAge18 to 60 yearsOccupationOffered to both Salaried and Self-employed ApplicantsMinimum Income RequiredRs. 25,000 for ICICI Customers Rs. 35,000 for other applicantsServiceable CitiesClick here for the list of eligible cities1 more row•4 days ago
Can anyone get Amazon Icici card?
Be between the age bracket of 18-60 years. Be either salaried or self-employed. Reside in serviceable cities as listed by the Bank. Have a minimum monthly income of ₹25,000 (for ICICI customers) or ₹35,000 (for others)
Is Amazon Icici card only for Prime members?
To avail a full 5% discount on your Amazon Pay ICICI Credit Card, you need to have an independent Amazon Prime membership. For customers who don't have an Amazon Prime Membership, there is 3% cashback in the form of Amazon Pay Balance.
Will I get Amazon physical Icici card?
Being a fully digital process, customers can apply for the Amazon Pay ICICI Bank credit card on the Amazon.in website or mobile app. They get a digital card in a 100% contactless and paperless manner, with the KYC being completed on video. The physical card is also sent to the customer by ICICI Bank within a few days.
What is the minimum salary for Icici credit card?
Rs. 20,000What is the minimum salary to apply for credit card in ICICI Bank? The minimum salary to avail an ICICI Bank credit card is Rs. 20,000.
Is Amazon pay Icici credit card really free?
Amazon Pay ICICI Bank Credit card is a credit card issued by ICICI Bank in association with Amazon Pay (India) Private Limited (Amazon Pay) and Visa. This is a lifetime free credit-card with no joining fees or renewal fees.
Is Amazon Prime free for 3 months?
Amazon Prime Free Trial members enjoy all the same benefits as paid members. To enjoy Prime benefits, you can currently purchase Prime membership at an offer price by paying ₹179 for a month, ₹459 for 3 months, or ₹1499 per year.
How do I get the 3 month free trial of Amazon Prime?
To sign up for the Amazon Prime free trial, your account must have a current, valid credit card....Sign Up for the Amazon Prime Free TrialGo to Amazon Prime.Select Start your free trial.Follow the on-screen instructions if prompted.
How long does it take to get Icici credit card from Amazon?
All rewards are automatically credited to Amazon account of card owner in form of Amazon Gift Card within 48 hours of your next credit card billing cycle. To know your billing date, please connect with ICICI on 1800 102 0123.
Can I use Amazon credit card anywhere?
You can expect to use your Amazon credit card anywhere that takes Visa. This means you can use it anywhere in the U.S., and in over 150 countries worldwide. Unlike store cards that are tied to use at a specific retailer, a Visa card connected to Amazon is a regular credit card in many ways.
Can I withdraw money from ICICI Amazon Pay credit card?
4. Can I withdraw cash from ICICI Amazon Pay Credit Card? Yes, you can withdraw cash from any ATM through Amazon Pay Card but a fee of 2.5% of the transaction amount with a minimum of INR 300 will be charged.
In which cities Amazon credit card is available?
Currently, any customer living in these 35 Indian cities can apply for this credit card: Agra, Ahmedabad, Aurangabad, Baroda, Bengaluru, Bhopal, Chandigarh, Chennai, Coimbatore, Delhi, Faridabad, Ghaziabad, Gurgaon, Hyderabad, Jaipur, Kanpur, Kolkata, Kota, Lucknow, Ludhiana, Mumbai, Mysore, Nasik, Navi Mumbai, Noida, ...
1. What are the benefits of this credit card on Amazon?
You will enjoy the following benefits on Amazon through the Amazon Pay ICICI Credit Card: – 5% cashback on Amazon for Amazon Prime Customers.- 3% c...
2. What are the joining fee and renewal fee of this credit card?
This credit card is absolutely free and the joining and renewal fee of this credit card is NIL.
3. What is the Amazon Pay ICICI Credit Card interest rate?
The interest rate on the outstanding bill of the Amazon ICICI card is 42% to 45.60% per annum.
4. Can I withdraw cash from ICICI Amazon Pay Credit Card?
Yes, you can withdraw cash from any ATM through Amazon Pay Card but a fee of 2.5% of the transaction amount with a minimum of INR 300 will be charged.
5. What are the late payment charges of Amazon Pay ICICI Credit Card?
The late payment charges of the ICICI Amazon Credit Card are from INR 100 to INR 750 if the outstanding amount is INR 100 or above.
6. What are the eligibility criteria of the Amazon Pay ICICI Credit Card?
An individual should fulfill the following eligibility criteria in order to apply for the Amazon Pay ICICI Credit card: – Minimum age of 18 years -...
7. What is the Amazon Pay ICICI Credit Card customer care number?
The customer care number of the Amazon Pay ICICI card is 1800-102-0123 and it is a toll-free number.
8. How can I make payment for the ICICI Amazon Pay Credit Card bill?
You can use the following methods to make the payment of the Amazon Pay Credit Card:- - ICICI Net Banking - iMobile App - NEFT and RTGS - Billdesk...
9. What is the Amazon Pay ICICI Card credit limit?
The credit limit of the Amazon Pay ICICI Credit Card is decided through your Cibil Score and income. If you have a high income and a positive credi...
10. What is the minimum Cibil Score needed for ICICI Amazon Pay Credit Card?
You will need a minimum Cibil Score of 750 and above to apply for the Amazon Pay ICICI Credit Card.
What is Amazon Pay balance?
Amazon Pay balance is a digital payment solution enabled by Amazon Pay (India) Private Limited using which you can make online transactions on Amazon.in and the partner websites & apps.
What is the best alternative to Amazon Pay?
People who prefer in-store shopping. The best alternative for Amazon Pay ICICI Card could be Flipkart Axis Bank Credit Card. If you use Flipkart more than Amazon, then you should consider this credit card as it offers 5% cashback on Flipkart as well as on top brands like Myntra, 2GUD, etc.
Is Amazon Pay ICICI free?
Amazon Pay ICICI Bank Credit Card is free for lifetime, which means that the card charges zero annual or joining fee. If you are not comfortable paying an annual fee for your credit card but still wish for cashback in return, this card can be the best option.
Is ICICI credit card good for Amazon?
Amazon Pay ICICI Credit Card is a decent option for those who primarily use Amazon to shop online. It gives a 5% cash back on every purchase made by Amazon Prime Members. If you are a non-prime Amazon member, then the cashback is limited to only 3%.
Does ICICI Bank have a credit card with Amazon?
Amazon Prime customers to get the maximum value back on spends made with the card. In the latest offering, ICICI Bank has launched a co-branded credit card in partnership with the e-commerce giant Amazon.
Can I use ICICI Bank card before SMS?
If you do not have access to ICICI Bank net banking or mobile banking but have of others, you can then use the same to first add the card before the SMS would come to your mobile number at the time of bill generation. You can thus make the payment accordingly.
Our Verdict
The Amazon Pay ICICI Credit Card was launched by the ICICI Bank in collaboration with Amazon in October 2018. It is aimed at facilitating those interested in shopping from Amazon and make use of its flagship paid subscription programme Amazon Prime at the same time.
What is an Amazon Prime membership?
It is a paid subscription program from Amazon that gives users access to additional services otherwise unavailable or available for a charge. Services include quick delivery of goods and streaming music, videos, e-books, gaming, grocery shopping services, among others.
Eligibility
Available to both salaried and self-employed within the age group of 18 to 60.
How much discount does Amazon give to ICICI credit card?
Amazon Pay ICICI Credit Card customers will get 5% instant discount upto INR 750. Additionally Prime & Non Prime customers will get rewards as per the table below that will be credited in customer’s Amazon Pay Balance (1 Reward Point = INR 1)
What happens if Amazon payment fails?
If your payment failed while placing an order, Amazon.in gives you an option to revive your payment for such order. If you revise your payment within the offer duration, you will be eligible for the discount. For more information on revise payment, please click here
Can I get instant discount on ICICI debit card?
Yes, you would get Instant Discount but only on the amount charged on your ICICI/Kotak Credit or Debit Card. Also, to avail instant discount, your ICICI/Kotak Credit or Debit Card should be charged for a minimum amount of INR 5,000. For example, if total transaction amount is INR 8000, and INR 1,000 is paid using Amazon Pay Balance and INR 7,000 is paid using ICICI Credit Card, then instant discount would be given on INR 7,000 and not INR 8,000. Similarly, if INR 7,000 is paid using APay balance and INR 1,000 is paid using ICICI Credit Card Card, then customer would not get any discount because the amount paid using ICICI Card is less than INR 5,000.
What are the requirements to get a credit card?
These are the basic conditions to apply for a Credit Card. However, there are certain factors that have an impact on the issuance of Credit Cards: 1 Credit score: With the emergence of digital payments and tools, it has become easier to track spending patterns of customers. Specialised credit agencies ascertain the level of financial discipline through the spending pattern and servicing of dues. These agencies give a credit score to every customer depending on his/her past financial behaviour. Banks use the credit score to determine whether a Credit Card should be issued or not. A high credit score makes getting a Credit Card easier and vice versa. Banks consider a score between 750 and 900 to be adequate for a Credit Card. 2 Existing debt: When you use a Credit Card, you essentially take on debt. If you already have a lot of debt, it doesn’t make sense for the bank to provide you with a tool for additional debt. Having existing debt more than the permissible limit can affect your chances of getting a Credit Card.
What are the conditions to apply for a credit card?
These are the basic conditions to apply for a Credit Card. However, there are certain factors that have an impact on the issuance of Credit Cards: Credit score: With the emergence of digital payment s and tools, it has become easier to track spending patterns of customers.
How does employment affect credit card?
Being in a job for over a year increases the chances substantially as it signals that you have a stable job and will be able to service Credit Card dues on time.
Why should I use a credit card?
While Credit Cards enhance the shopping experience for the cardholder, it should be used carefully. One should opt for a Credit Card only if he/she is confident of servicing the card dues without delay. ICICI Bank Credit Cards offer a range of lifestyle and travel benefits, along with other prizes and rewards.
How many credit cards are there in 2019?
The total number of Credit Cards in circulation touched 49 million in May 2019, from 38.6 million a year earlier. Banks have strict Credit Card eligibility and conduct a thorough background check before issuing one.
What credit score do banks use to determine if a credit card is issued?
A high credit score makes getting a Credit Card easier and vice versa. Banks consider a score between 750 and 900 to be adequate for a Credit Card. Existing debt: When you use a Credit Card, you essentially take on debt.
When will credit cards be available in 2020?
August 28, 2020. With increasing ease of access and higher disposable income, consumption patterns have undergone a drastic change. Today, you can either make a purchase through cash or you can use short-term credit mediums like Credit Cards. The usage of Credit Cards also makes shopping safer and provides a range of incentives to customers.